John Miller, Credit Cards Moderator
@john_miller
You can cancel your Amtrak Credit Card by contacting customer support through your online account via the secure chat feature. You can also give customer service a call at (800) 732-9194 or you could cancel the card in person at one of the issuer’s branches.
Be aware that if there’s a balance remaining on the canceled account, you will still need to make at least the minimum payment every month until the balance is paid in full. In addition, you will forfeit any unused points, so be sure to redeem them before you cancel the card. You will also need to update the payment method for any recurring charges linked to your Amtrak Credit Card.
It’s important to know that when you cancel your Amtrak Credit Card, you may see a decrease in your credit score, depending on the card’s credit limit and how long you’ve had the card. You can get an idea of how much a canceled credit card will affect your credit score by using WalletHub’s free credit score simulator.
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