How do I cancel my Best Buy credit card?

You can check your Best Buy® Credit Card application status either online or by calling the Best Buy® Credit Card center at (888) 574-1301. Both methods are quick and easy, and will tell you whether your application is approved, denied or still pending.

The same methods apply to the Best Buy® Store Card… read full answer, too. If your application is approved, you can expect your new card to arrive by mail within 10 business days.

Here’s how to check your Best Buy® Credit Card status online:

1. Go to the Best Buy® Credit Card page.
2. Click “Check application status.”
3. Enter your date of birth, Social Security number, and zip code.
4. Click “Submit.”

You’ll now be able to see the status of your Best Buy® Credit Card application. But you don’t have to do the check online if calling is more convenient.

Here’s how to check your Best Buy® Credit Card status by phone:

1. Call the Best Buy® Credit Card center (888) 574-1301.
2. Enter your Social Security number.
3. Give the representative your application reference number. If you don’t have it handy, Best Buy can look it up with your name and SSN.

If you’re approved, your card should already be on its way. If more than 10 business days go by, you should call the Best Buy® Credit Card center again to check. If you’re denied, you can always ask for reconsideration. Citibank issues both versions of the Best Buy® Credit Card, so you’ll have to go through them. And you’ll need to convince them that your credit or income is actually better than it appeared on your application. The number is (888) 201-4523.

You can get a Best Buy® Credit Card credit limit increase by asking for it either online or over the phone at (888) 574-1301. This is how you can request a credit limit increase for the Best Buy® Store Card, too.

To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income the issuer has on file. The issuer will be more likely to increase your credit limit if the revised income clearly shows that you can afford a higher limit.… read full answer

Here’s how to request a Best Buy® Credit Card credit limit increase online:

1. Log in to your account.
2. Select “Card Services” and then “Credit Limit Increase.”
3. Provide the required financial information (such as income) and hit "Next". You’ll be told how much you qualify for in a few seconds.
4. If you’re offered a higher limit, you’ll have the option to either accept it or request a larger amount. If you request a bigger increase, the issuer will do a hard pull on your credit, which will temporarily hurt your score.

You should receive a decision in just a few seconds. If you’re approved for a Best Buy® Credit Card credit limit increase, the new limit is effective immediately.

Impact of a Best Buy® Credit Card Credit Limit Increase on Your Credit Score

When you request a Best Buy® Credit Card credit limit increase, the issuer will conduct a hard pull of your credit report, which will cause a short-term dip in your credit score. The issuer cannot do a hard pull without your permission, though.

Alternatively, you could be eligible for a Best Buy® Credit Card credit limit increase without even requesting one. The Best Buy® Credit Card may offer an automatic credit limit increase if the issuer’s regular review of your account shows a history of on-time payments and low debt. An automatic credit limit increase involves a soft pull, which does not affect your credit score.