To cancel a Capital One Quicksilver Student Card, call customer service at the number on the back of your card or log in to the Capital One website or mobile app and click on “I want to...” to view your options. Capital One does not allow you to cancel an account in person.
Be aware that if there’s a balance remaining on the canceled account, you will still need to make at least the minimum payment every month until the balance is paid in full. In addition, you will forfeit any unused cash back rewards, so be sure to redeem them before you cancel the card. You will also need to update the payment method for any recurring charges linked to your Capital One Quicksilver Student Card.
How to Cancel a Capital One Quicksilver Student Card
Call customer service at the number on the back of your card and enter your account number and Social Security number to verify your identity.
Then, follow the prompts to speak to a customer service representative, and let them know you want to cancel. The representative may offer you a retention bonus to keep you on as a customer, but you can simply decline the offer and proceed with canceling the account.
Log in to the Capital One website or the mobile app. You can submit a secure message and request that your card be canceled.
Click the branch locator tool link on the Capital One website or mobile app for a list of Capital One branch locations. Enter an address or ZIP code to find a branch in your area.
It’s important to know that when you cancel a Capital One Quicksilver Student Card, you may see a decrease in your credit score, depending on the card’s credit limit and how long you’ve had the card. You can get an idea of how much a canceled credit card will affect your credit score by using WalletHub’s free credit score simulator.
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