Yes, you can cancel a Credit One card before activating it. To cancel a Credit One credit card, before or after activating it, either call customer service at (877) 825-3242 or mail a written request to:
Credit One Bank
P.O. Box 98873
Las Vegas, NV 89193-8873
Mailed requests take longer to process, and if you cancel by phone, the customer service rep may offer reduced fees or a lower interest rate as an incentive for you to keep the card.
What you should know before cancelling a Credit One credit card
You should be aware that if you don’t activate your card within 14 days after you receive it, Credit One will automatically close the new account. Similarly, once you’re approved for a card, Credit One will report the new account to the major credit bureaus, regardless of whether you activate the card. So if you cancel a Credit One card before activating, the closed account will still appear on your credit report.
Finally, if you cancel your Credit One card before you activate it, you won’t be charged an annual fee, if one applies. You could still cancel and get a full refund after you activate the card, though, as long as you have not made a purchase on the account.
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