How do I cancel my Lowe's Credit Card? This question is about the Lowe's Store Card

You can cancel your Lowe's Store Card by calling Lowe’s customer service at (800) 444-1408 or the number on the back of your card. Keep in mind that if there’s a remaining balance on the account, you will still need to make at least the minimum payment every month until the balance is paid in full. Here’s how to cancel your Lowe's Store Card: Call (800) 444-1408 or the number on the back of your card. When prompted, press “2” to continue with your call. Then, enter your account/card number or simply say “I don’t have my account/card number” and confirm. You can then enter your Social Security Number or say “I don’t have my Social Security Number”. Listen to the menu options and say “More Options” and then “Close Account”. Wait to be connected to a customer service representative. It’s important to know that when you cancel your Lowe's Store Card, you may see a decrease in your credit score, depending on the card’s credit limit and how long you’ve had the card. But if you do decide to cancel your Lowe's Store Card, you can check the effect it will have on your score by using WalletHub’s free credit score simulator.

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How do I cancel my Lowe's Credit Card?

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This question is about the Lowe's Store Card

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Sarah Bilkins, WalletHub Credit Card Analyst

@sarah.bilkins • 02/24/23 This answer was first published on 02/11/22 and it was last updated on 02/24/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can cancel your Lowe's Store Card by calling Lowe’s customer service at (800) 444-1408 or the number on the back of your card. Keep in mind that if there’s a remaining balance on the account, you will still need to make at least the minimum payment every month until the balance is paid in full.

Here’s how to cancel your Lowe's Store Card:

Call (800) 444-1408 or the number on the back of your card.
When prompted, press “2” to continue with your call.
Then, enter your account/card number or simply say “I don’t have my account/card number” and confirm.
You can then enter your Social Security Number or say “I don’t have my Social Security Number”.
Listen to the menu options and say “More Options” and then “Close Account”.
Wait to be connected to a customer service representative.

It’s important to know that when you cancel your Lowe's Store Card, you may see a decrease in your credit score, depending on the card’s credit limit and how long you’ve had the card. But if you do decide to cancel your Lowe's Store Card, you can check the effect it will have on your score by using WalletHub’s free credit score simulator.

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What happens if you cancel a credit card with a balance?

Closing a credit card with a balance is possible, and it can be beneficial when a credit card company changes your account’s terms for the worse, such as raising the annual fee or APR. It can also be a good idea to remove the credit card itself from the situation if you want to pay off the existing balance without the temptation to spend more. Closing a credit card doesn’t cancel the balance owed, nor...

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What bank issues the Lowe's Credit Card?

The Lowe's Store Card is issued by Synchrony Bank. This issuer is one of the largest providers of credit cards in the United States, mostly issuing store credit cards.

What you should know about the Lowe's Store Card:

The Lowe's Store Card is intended for applicants with fair credit. The card’s key feature is 5% discount on anything you buy at the store. You also get 20% off first purchase, up to $100 discount. Plus, the Lowe's Store Card’s annual fee is $0.

This card has a WalletHub editor’s rating of...

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Where can I use my Synchrony credit card?

Where you can use your Synchrony credit card depends on which card you have. Synchrony Bank mostly issues store credit cards, which only work at the specific retailers they’re affiliated with. But if your card has a Visa or Mastercard logo and an expiration date, it can be used pretty much anywhere.

For example, the American Eagle Outfitters (AEO) Store Card can only be used at American Eagle Outfitters. But the American Eagle Outfitters (AEO) Credit Card can be used anywhere Visa is accepted.

Here’s...

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