Sarah Bilkins, WalletHub Credit Card Analyst
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You can cancel your Lowe's Store Card by calling Lowe’s customer service at (800) 444-1408 or the number on the back of your card. Keep in mind that if there’s a remaining balance on the account, you will still need to make at least the minimum payment every month until the balance is paid in full.
Here’s how to cancel your Lowe's Store Card:
- Call (800) 444-1408 or the number on the back of your card.
- When prompted, press “2” to continue with your call.
- Then, enter your account/card number or simply say “I don’t have my account/card number” and confirm.
- You can then enter your Social Security Number or say “I don’t have my Social Security Number”.
- Listen to the menu options and say “More Options” and then “Close Account”.
- Wait to be connected to a customer service representative.
It’s important to know that when you cancel your Lowe's Store Card, you may see a decrease in your credit score, depending on the card’s credit limit and how long you’ve had the card. But if you do decide to cancel your Lowe's Store Card, you can check the effect it will have on your score by using WalletHub’s free credit score simulator.
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