How do I cancel a Mission Lane Visa Credit Card? This question is about the Mission Lane Visa® Credit Card

How do I cancel a Mission Lane Visa Credit Card?

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This question is about the Mission Lane Visa® Credit Card

Chip Lupo, Credit Card Writer

@CLoop • 04/12/23 This answer was first published on 04/12/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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To cancel a Mission Lane Card, call customer service at 1 (855) 570-3732 or log in to the TAB Bank website or mobile app and click help to view your options.

Be aware that if there’s a balance remaining on the canceled account, you will still need to make at least the minimum payment every month until the balance is paid in full. You will also need to update the payment method for any recurring charges linked to your Mission Lane Card.

How to Cancel a Mission Lane Card

By phone

Call customer service at 1 (855) 570-3732 and enter your account number and Social Security number to verify your identity.

Then, follow the prompts to speak to a customer service representative, and let them know you want to cancel. The representative may offer you a retention bonus to keep you on as a customer, but you can simply decline the offer and proceed with canceling the account.

Online

Log in to the TAB Bank website or the mobile app. You can submit a secure message and request that your card be canceled.

It’s important to know that when you cancel a Mission Lane Card, you may see a decrease in your credit score, depending on the card’s credit limit and how long you’ve had the card. You can get an idea of how much a canceled credit card will affect your credit score by using WalletHub’s free credit score simulator.

You can also cancel your Mission Lane account by sending customer service a message online.

Answer Question

How do I get a Mission Lane Credit Card credit limit increase?

You can only get a Mission Lane Visa® Credit Card credit limit increase when Mission Lane decides you're eligible and offers you one, as requesting a higher limit is not possible. Mission Lane will evaluate your account at least once within the first 12 months to see if you qualify for a credit limit increase.

Mission Lane Credit Limit Increase Requirements

You must have a history of on-time payments.
You must keep your balance under...

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How much is the starting Mission Lane Credit Card credit limit?

The Mission Lane Credit Card's credit limit starts at $300. Credit limits are generally calculated based on your income and credit history, and Mission Lane will re-evaluate your account at least every 12 months to see if you're eligible for a credit limit increase.

Credit limits are generally calculated based on your income and credit history. But Mission Lane will re-evaluate your account at least every 12 months to see if you're eligible for...

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What credit score is needed for the Mission Lane Credit Card?

I got approved for Mission Lane with a $300 initial credit limit with my credit score at 489! lol I was shocked, especially when my annual fee is only $59. It’s now 6 months later and Mission Lane has generously given me an additional $300 credit increase with my FICOs at 651, 626, and 644.

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