John Miller, Credit Cards Moderator
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You can cancel your Prosper® Card by calling customer service at (800) 903-4697.
If there’s a balance remaining on the canceled account, you will still need to make at least the minimum payment every month until the balance is paid in full. You will also need to update the payment method for any recurring charges linked to your Prosper® Card.
How Will Canceling Your Prosper® Card Impact Your Credit Score
When you cancel your Prosper® Card card, you may see a decrease in your credit score, depending on the card’s credit limit and how long you’ve had the card. You can get an idea of how much a canceled credit card will affect your credit score by using WalletHub’s free credit score simulator.
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