To cancel a SoFi Credit Card, call customer service at 1 (844) 945-7634 and ask a customer service rep to cancel your card account. SoFi does not allow you to cancel an account in person or by mail.
Be aware that if there’s a balance remaining on the canceled account, you will still need to make at least the minimum payment every month until the balance is paid in full. You will also need to update the payment method for any recurring charges linked to your SoFi Credit Card.
How to Cancel a SoFi Credit Card
Call customer service at 1 (844) 945-7634 and enter your 16-digit card number to verify your identity.
Then, follow the prompts to speak to a customer service representative, and let them know you want to cancel. The representative may offer you a retention bonus to keep you on as a customer, but you can simply decline the offer and proceed with canceling the account.
It’s important to know that when you cancel a SoFi Credit Card, you may see a decrease in your credit score, depending on the card’s credit limit and how long you’ve had the card. You can get an idea of how much a canceled credit card will affect your credit score by using WalletHub’s free credit score simulator.
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