Chip Lupo, Credit Card Writer
To cancel a TD Bank credit card, call customer service at 1 (888) 561-8861 and ask a customer service rep to cancel your card account. Cardholders can also cancel an account in person at a TD Bank branch, or by mail.
Be aware that if there’s a balance remaining on the canceled account, you will still need to make at least the minimum payment every month until the balance is paid in full. In addition, canceling your credit card will forfeit any unused cash back or points if you don’t redeem them within 60 days after you cancel the card. You will also need to update the payment method for any recurring charges linked to your TD Bank card.
How to Cancel a TD Bank Credit Card
Call customer service at 1 (888) 561-8861. Then, follow the prompts to speak to a customer service representative, and let them know you want to cancel. The representative may offer you a retention bonus to keep you on as a customer, but you can simply decline the offer and proceed with canceling the account.
Click the branch locator tool link on the TD Bank website for a list of TD Bank branch locations. Enter your address or ZIP code to find a branch in your area.
Send your written request to cancel the card to:
P.O. Box 84037
Columbus, GA 31908-4037
It’s important to know that when you cancel your TD Bank card, you may see a decrease in your credit score, depending on the card’s credit limit and how long you’ve had the card. You can get an idea of how much a canceled credit card will affect your credit score by using WalletHub’s free credit score simulator.
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