Can I use my Capital One cards with Apple Pay? This question is about Capital One Credit Cards

Yes, you can use most Capital One credit cards and debit cards with Apple Pay, except for certain co-branded cards. That means eligible cardholders can make purchases in stores that accept contactless payments, the same way they would pay with their physical card. You can also use the card with Apple Pay for in-app purchases. It is also worth noting that the payment will appear on your Capital One credit card statement as a regular credit card purchase, and you’ll earn the same rewards. Here’s how to use your Capital One credit card with Apple Pay: Open the Wallet app. For Apple Watch users, this is located in the Apple Watch app on your iPhone. Tap "Add Credit or Debit Card" or the + sign from the top right corner of the screen. Scan the card with the phone’s camera or enter the card’s details manually. Confirm everything is correct to add the card to your Apple Pay Wallet. Pay with Apple Pay at merchants by opening the app and tapping the phone on the reader. To pay for an in-app purchase, choose Apple Pay as your payment method and follow the on-screen instructions. Apple Pay provides the same benefits and protection as your physical card, including zero liability protection. You won’t be held financially liable for any reported unauthorized charges made using your Capital One card through Apple Pay.

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Can I use my Capital One cards with Apple Pay?

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This question is about Capital One Credit Cards

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Rhonda Stewart, WalletHub Loans Analyst

@rhonda • 08/19/22 This answer was first published on 04/30/20 and it was last updated on 08/19/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, you can use most Capital One credit cards and debit cards with Apple Pay, except for certain co-branded cards. That means eligible cardholders can make purchases in stores that accept contactless payments, the same way they would pay with their physical card. You can also use the card with Apple Pay for in-app purchases.

It is also worth noting that the payment will appear on your Capital One credit card statement as a regular credit card purchase, and you’ll earn the same rewards.

Here’s how to use your Capital One credit card with Apple Pay:

Open the Wallet app. For Apple Watch users, this is located in the Apple Watch app on your iPhone.
Tap "Add Credit or Debit Card" or the + sign from the top right corner of the screen.
Scan the card with the phone’s camera or enter the card’s details manually.
Confirm everything is correct to add the card to your Apple Pay Wallet.
Pay with Apple Pay at merchants by opening the app and tapping the phone on the reader. To pay for an in-app purchase, choose Apple Pay as your payment method and follow the on-screen instructions.

Apple Pay provides the same benefits and protection as your physical card, including zero liability protection. You won’t be held financially liable for any reported unauthorized charges made using your Capital One card through Apple Pay.

Answer Question

Is there a Capital One Wallet?

No, there isn’t any Capital One Wallet at the moment, as this app has been retired by the bank. However, Capital One included the same features in their main app, the Capital One Mobile app. So, you'll still be able to consult your purchase list, get instant purchase notifications and lock your card on the go. Simply go to the Android or iOS store and look it up.

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Should I get a Mastercard virtual credit card?

Yes, you should get a Mastercard virtual credit card because of the extra layer of security it provides. It’s free, too, so all it takes is a few minutes of your time to set up an account and add your card information. You can use your Mastercard credit card through the Click to Pay service. You can also generate a virtual credit card through certain issuers’ websites and mobile apps.

What you should know about Mastercard virtual...

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How do I use my Capital One credit card for an ATM withdrawal?

You can use your Capital One credit card for an ATM withdrawal by just inserting the card into the machine, entering the card’s PIN, and selecting the “cash advance” menu option. Enter an amount to withdraw the cash. And don’t forget to collect your card and cash before you leave. The exact steps may differ depending on the ATM used.

If you don’t have a PIN yet, you can order one through your online account or by calling...

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