Joyce Brown, WalletHub Credit Card Analyst
@j.brown
The benefits of Capital One credit cards include several types of travel insurance, cell phone protection, and price protection. These benefits are mostly found on the top-tier Capital One credit cards, though many more Capital One credit cards have rental car insurance and emergency card replacement. To know which perks are included on a specific card, you’ll need to call customer service at the number on the back of your card or check the Capital One website.
Capital One Credit Card Benefits
- Cell phone protection
- Price protection
- Rental car insurance
- Emergency card replacement
- Lost luggage reimbursement
- Purchase protection
- Travel & Emergency assistance
- Travel accident insurance
- Roadside dispatch
- Identity theft protection
- Concierge services
In addition to having some or all of these card perks, it’s important to remember that many Capital One credit cards also give rewards. Rewards aren’t generally considered card benefits, but having a credit card that earns great rewards can be a big asset to cardholders. As long as you use your card responsibly and maximize the various benefits that Capital One offers, you should come out well ahead of any annual fees that Capital One cards may charge.
People also ask
How can I check my Capital One Platinum card application status?
You can check your Capital One Platinum application status by calling (800) 903-9177. Then, follow the automated prompts and enter your Social Security number to get an application status update. Otherwise, you can just wait for Capital One to mail a decision within 7 to 10 business days from the application submission date. Capital One does not allow applicants to check their application status online.
What to know about the Capital One Platinum approval process:
Checking your Capital One Platinum...
read full answerWhat is a Capital One member fee?
There is no Capital One member fee because you don’t have to pay just to be a customer. And there are no member dues or anything like that because Capital One is a bank, not a cooperative like a credit union. But there are member fees for some capital one credit cards ranging from $0 to $95.
Capital One credit card membership fees can be charged as annual fees or monthly fees (annual fee...
read full answerHow do you cancel a Capital One credit card?
You can cancel a Capital One credit card either online or by calling the number you see on the back of your card. To cancel a Capital One card online, click “I Want To…” (near the top of the page when you sign in), then select “Close Account” from the account services menu. Over the phone, a Capital One representative will walk you through the process.
How to Cancel a Capital One Credit Card
- Online...
Did we answer your question?