Are there any Capital One chip and PIN credit cards?

The Capital One Quicksilver card is a Mastercard. That means you can use your Capital One Quicksilver at millions of merchant locations in more than 210 countries and territories. However, it is worth noting that networks are subject to change and there are both Visa and Mastercard versions of the card. Online applicants can see the network logo at the top of the application form.... read full answer

Here’s what you should know about the Capital One Quicksilver card:

• Card network-level benefits: The Mastercard level of benefits that you will get will depend on your creditworthiness. If you qualify for the World Elite Mastercard, your Capital One Quicksilver will include perks such as travel insurance, concierge services, and purchase protection, among other benefits. For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
• No foreign transaction fees: On top of the Capital One Quicksilver’s wide global acceptance, frequent travelers will also enjoy the card’s $0 foreign transaction fee. That means you’ll be able to use this card abroad without having to pay a surcharge on everything you buy. Cards with foreign transaction fees typically charge an extra 1% to 3% on international purchases.
• Other perks: The Capital One Quicksilver card provides plenty of its own rewards and perks to complement the array of benefits offered by Mastercard. For example, the card offers 5% cash back on hotel and rental cars booked through Capital One Travel, as well as 1.5% cash back on all other purchases.

Ultimately, it is worth noting that a card network is the company that helps process credit card transactions and determines where a card is accepted. Having said that, both Visa and Mastercard benefit from the most extensive worldwide acceptance, so you’ll have no problems using your Capital One Quicksilver, regardless of its card network.

Changing your PIN number really depends on the card you have. If you have a prepaid or debit card, a good idea would be to either call their dedicated customer service phone number (which you can find on the back of the card). Some issuers also have that function online, so it can't hurt to try their website.... read full answer

You can order a Capital One credit card PIN either online or by calling Capital One’s automated system at the number you see on the back of your card. You may have the option to get the PIN immediately by email or text. If not, it will come in 7-10 business days by mail. You don’t need a Capital One credit card PIN to make purchases. But you will need one to do a cash advance at an ATM. This may come in handy in foreign countries that use chip-and-PIN card readers.... read full answer

Here’s how to get a Capital One credit card PIN:

• Online. Log into your Capital One account and click on “More Account Settings,” then “Control Your Card,” and finally “Get a Cash Advance.” You may have the option to get a PIN instantly by email or text. Otherwise, you’ll have to request one by mail, and it will take 7-10 business days to arrive.
• Phone. Call the number you see on the back of your card, enter your card number and follow the prompts to request a PIN. You’ll get it by mail in 7-10 business days. If you already have a PIN and want to change it, you can choose a new number right away.

Ordering a Capital One credit card PIN for emergency cash advances isn’t a bad idea, but you should be careful not to use your card at an ATM too often. Cash advances come with hefty fees, and interest starts accruing immediately.