Yes, Capital One does have contactless cards. Capital One began sending out contactless cards to new applicants and replacements for expired cards a while back. Currently, most Capital One credit cards come as contactless cards.
Contactless cards let cardholders make a transaction without "dipping" or swiping a credit card. All you have to do is tap your card on a terminal. Sometimes, card issuers call this feature "tap to pay". This payment method is just as safe as paying with an EMV chip card.
But if your account was issued prior to 2021 you cannot get a wireless card, I just spent 20 minutes asking for one and it was explained that only new accounts will get the tap to pay feature. This is absurd in 2023 and times of Covid. Sounds like I need a new company.
New Capital One Quicksilver cards are contactless.
Capital One adopted contactless cards sooner than most other major card issuers, back in 2017, though many are now catching up and incorporating the technology. Contactless cards let cardholders make a transaction without “dipping” or swiping a credit card - all you have to do is tap your card on a terminal.
A contactless credit card is a credit card equipped with a short-range radio frequency (RF) antenna that allows cardholders to pay by hovering their card near a payment terminal, or “tapping to pay,” without inserting or swiping their card. Contactless credit cards have a small symbol on the front or back of the card, similar to a sideways Wi-Fi symbol, to indicate that they can make contactless payments. Contactless-enabled payment terminals may also have the symbol.
Yes, contactless credit cards are secure because they use the same security standards for transactions as EMV chip credit cards. Whether you’re using a contactless credit card and tapping to pay or inserting your EMV chip card into a card reader, the sensitive information sent to the card reader is encrypted.
Both contactless and EMV chip credit cards create a unique, one-time-use code for the transaction instead of sending your name, billing address, CVV code, or...
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
But if your account was issued prior to 2021 you cannot get a wireless card, I just spent 20 minutes asking for one and it was explained that only new accounts will get the tap to pay feature. This is absurd in 2023 and times of Covid. Sounds like I need a new company.