Where can I get the Capital One credit card account number?

Yes, Capital One does give instant card numbers upon approval, but not everyone is eligible for this feature. To check if you’re eligible, download the Capital One mobile app and check for your card details under the “Your Card Number” section. If you aren’t seeing this option, you would have to wait for your physical card before you can use it.... read full answer

What you should know about the Capital One instant card numbers:

• According to Capital One reps, not all existing customers can access their card number using the mobile app before their physical card arrives. Eligible accounts would have to pass certain security checks, but Capital One does not disclose in detail how they determine which cardholders can use this feature.
• You can also get an instant card number upon approval for the Capital One Walmart Rewards® Mastercard®, but this is only applicable to in-store applications and Walmart’s website. Once approved, you would receive a temporary shopping pass that you can use for purchases right away. Applications completed via the Capital One application page will not benefit from this feature.
• Those who won’t instantly get card numbers upon approval will have to wait to receive their cards in the mail. Keep in mind that you need to activate your new Capital One credit card before you can use it.

Generally, new unsecured credit cards arrive within 7-10 business days from the date of approval. Those approved for a secured credit card will need to pay the deposit in full before the card ships. Once this is taken care of, it’ll take up to 2-3 weeks for the secured card to arrive.

No, Capital One does not have any credit card routing numbers. A Capital One credit card, or any credit card for that matter, does not need a routing number. Each credit card has its own card number (usually 16 digits) and other security features for electronic transactions. Those features include the card expiration date (month/year) and a 3-digit security code. On recently issued Capital One credit cards, all three pieces of information are bundled together on the back of the card.... read full answer

In contrast, a routing number is a nine-digit number assigned to a bank for the purposes of sending and receiving funds between bank accounts and investment accounts. It is considered the bank’s electronic address. The routing number for Capital One (USA) is 051405515. For plain old Capital One, it’s 056073502. You can figure out which corporate entity applies by looking at an account statement. And if you still write checks, you’ll find the routing number on the lower left corner of the check.

If you’re using a bank other than Capital One to make payments on a Capital One credit card, you will need to use that bank’s routing number to set it up. So, routing numbers are relevant to Capital One credit cards in that sense, at least.

A credit card account number is up to 12 digits long and is part of your credit card number. The length of a credit card account number depends on the card issuer: American Express account numbers are 8 digits, for example, while many other card issuers have 9-digit account numbers. A credit card account number is similar to a checking account number, though most people will use their checking account number far more.... read full answer

How to find a credit card account number

You won’t find your credit card account number on your card statement, and usually it can’t be found in your online credit card account details, either. This is for security purposes. But if your credit card number is printed on your card, your account number is, too.

The first 6 digits of your credit card number represent the industry of your credit card and the card issuer. The last digit of your card number is used to verify your card info. The credit card account number begins at the seventh digit and ends on the second-to-last digit.

For example, if your credit card number is 16 digits long, your credit card account number would be the capitalized, bolded digits below:

aaaa-aaAA-AAAA-AAAa

While it’s good to know how to find a credit card account number - and good to know what your credit card number means - you may never need to use your credit card account number. Some card issuers may require a credit card account number when initiating a balance transfer. But most transactions will use the full credit card number, often along with the expiration date and security code, rather than just the account number.