The best Capital One credit card deal is the Venture card’s rewards bonus: 50,000 miles for spending $3,000 in the first 3 months. The Venture card also offers 2 miles per $1 on all other purchases. The Capital One Savor card’s $300 initial bonus for spending $3,000 within the first 3 months is a good deal too. Plus, the card gives 4% back on dining and entertainment, 2% at grocery stores, and 1% on all other purchases.
There are some Capital One credit card financing deals too. The SavorOne card has an introductory APR of 0% for 15 months on purchases. The annual fee is $0.
The Quicksilver card has similar financing. It gives an introductory APR of 0% for 15 months on purchases. Its annual fee is $0.
The better card among these two comes down to the type of rewards you prefer. SavorOne gives 1%-3% cash back on different purchase categories. With Quicksilver, you’ll get 1.5% cash back on all purchases.
You can have two Capital One cards at a time. The Capital One two-card rule went into effect in 2011 and applies to most Capital One consumer credit cards. The Capital One Secured Mastercard and Capital One’s co-branded cards (like the Saks Mastercard) do not count toward the two-card limit. Neither do Capital One’s business credit cards.… read full answer
People who already had more than two Capital One credit card accounts before the rule went into effect were grandfathered in and allowed to keep all of their cards. Some cardholders who had cards from banks that were later acquired by Capital One (like HSBC) were also allowed to retain their cards despite the two-card rule.
Even with a two-card restriction, Capital One still offers some of the best rewards potential in the credit card game. A popular combo is the Capital One Venture card paired with the Capital One Savor card. You can use the Savor card to maximize your rewards on food and entertainment purchases, and the Venture card for everything else. Both cards come with a big signup bonus for spending $3,000 in the first three months: a $300 bonus from Savor and 50,000 miles from Venture (equal to $500 when redeemed for travel). Savor has an annual fee of $95, and Venture’s annual fee is $95.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.