The easiest way to make a Capital One credit card payment is online. You can make Capital One credit card payments from the desktop site or from the Capital One app. Start by signing in to your Capital One account, and head to "Accounts Summary." Select the credit card you want to pay from your list of accounts, if you have more than one Capital One card, and click the "Pay Bill" button. Then, enter your bank account information and choose the date you want the payment to be made, along with the payment amount. Once submitted, your payment should be processed within 24 hours.
You can make Capital One credit card payments in person, too, at any Capital One branch or any 7-Eleven, Kroger, MoneyGram or Western Union location. Some fees may be associated with paying in person at non-Capital One locations. So it’s usually best to avoid those if possible.
In addition, Capital One accepts credit card payments over the phone, at 800-227-4825. You’ll have to provide your Capital One account information, as well as the information for the bank account you’re using to pay your bill.
To ensure your payment is posted by the next day, make Capital One credit card payments Monday-Friday before 8pm Eastern time.