The Capital One credit card payment posting date is the by midnight on the same day the payment is received. Payment has to be submitted before 8 p.m., ET Monday in order to post to your account on the same day.
When you submit a Capital One credit card payment, it is important to note that when a payment posts to your account, the amount submitted for payment won’t immediately be available. Posting only means the payment has been processed and your account will reflect that payment was made. Funds will be available by 8 a.m. the day after the payment posts.
Here are the Capital One credit card posting dates:
Payments submitted before 8 p.m., ET, Monday-Saturday will post the same day by midnight. Funds available by 8 a.m. ET the day after the payment posts.
Payments submitted after 8 p.m., ET, Monday-Friday will post the next day by midnight. Funds available by 8 a.m. ET the day after the payment posts.
Payments submitted after 8 p.m. ET Saturday will post the next business day by midnight. Funds available by 8 a.m. ET the day after the payment posts.
Payments submitted anytime Sunday will post the next business day by midnight. Funds available by 8 a.m. ET the day after the payment posts.
Payments are not processed or posted Thanksgiving Day, Christmas Day, or New Year's Day.
If your payment due date falls on a Sunday, or on Thanksgiving, Christmas, or New Year's Day, and you schedule a payment on that date, then your payment will be considered on time.
Regardless of how you choose to pay your Capital One credit card bill, it’s always a good idea to not wait until your due date to make a payment. Give yourself enough time to allow for system outages or slow mail delivery. Payments not received by 8 p.m. on the due date, or that are less than the minimum amount due will be considered late and will be charged a late fee starting at $27.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.