How does the Capital One credit card reconsideration process work?

This question is about Capital One Credit Cards

Vanessa Frank, Member

@vanessa_frank 10/07/20 This answer was first published on 10/07/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Capital One credit card reconsideration process works by calling their application phone number at 1-800-695-5500 or customer service at 1-800-227-4825, since they don't have a dedicated line for it.

You'll have a chance to make your case and to explain why they should reconsider declining your application.

There's no guarantee that it will work, but it definitely doesn't hurt to try!

In case you still get denied, maybe you should consider applying for a secured card, improving your credit score or becoming an authorized user on someone else's account.

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