Does Capital One have a credit card routing number?

No, Capital One does not have any credit card routing numbers. A Capital One credit card, or any credit card for that matter, does not need a routing number. Each credit card has its own card number (usually 16 digits) and other security features for electronic transactions. Those features include the card expiration date (month/year) and a 3-digit security code. On recently issued Capital One credit cards, all three pieces of information are bundled together on the back of the card.

In contrast, a routing number is a nine-digit number assigned to a bank for the purposes of sending and receiving funds between bank accounts and investment accounts. It is considered the bank’s electronic address. The routing number for Capital One (USA) is 051405515. For plain old Capital One, it’s 056073502. You can figure out which corporate entity applies by looking at an account statement. And if you still write checks, you’ll find the routing number on the lower left corner of the check.

If you’re using a bank other than Capital One to make payments on a Capital One credit card, you will need to use that bank’s routing number to set it up. So, routing numbers are relevant to Capital One credit cards in that sense, at least.