Capital One doesn’t have a dental credit card, but several Capital One credit cards offer cash back rewards and 0% APRs that can help you save on dental care. The best Capital One credit card for dental care is the Quicksilver card. Capital One Quicksilver has a $150 cash bonus for spending $500 in the first 3 months and gives 1.5% cash back on all purchases, including visits to the dentist’s office. You’ll also be able to finance pricey dental expenses with an introductory APR of 0% for 15 months on purchases. Quicksilver has a $0 annual fee.
Since dental bills tend to be very costly, you may want to get a card where you can earn the biggest bonus. The Venture Rewards card is another good Capital One dental credit card choice. It gives 50,000 miles for spending $3,000 in the first 3 months. So, if you need a vacation after all your dental care, that bonus will save you $500 on travel. And the cost of the dental care will help you earn it. There’s no annual fee for the first year, but you’ll be charged $95 every year after that.
Like Capital One, other major banks with no dental credit card include American Express, Chase and Discover. The only products officially marketed as dental credit cards come from CareCredit. They offer interest-free financing for up to 60 months on dental procedures from routine check-ups to root canals and ceramic crowns. And there’s no annual fee. That interest-free financing can be a bit of a trick, though. It’s done using deferred interest. While you won’t be charged interest on purchases for the number of months specified in the promotional offer, you’ll owe interest at the regular APR dating back to the day of the original purchase if you don’t pay off the entire balance by the end of the promotional period.
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