What is the best Capital One first time credit card?

The best Capital One credit card for no credit is the Capital One Platinum Credit Card because it has a $0 annual fee and does not require a security deposit to open the account. This is also the case with some other Capital One cards for people with no credit, for example, the … read full answerJourney Student Rewards from Capital One card.

If you want a card with rewards and don’t mind paying an annual fee, the Capital One QuicksilverOne Cash Rewards Credit Card offers 1.5% cash back on all purchases. The annual fee is $39. If you’re a student with no credit, the Journey Student Rewards from Capital One comes with a $0 annual fee and 1 - 1.25% cash back on purchases.

All three of these cards will allow you to establish a credit history and build a good credit score over time. But you have to pay the bills on time and keep your spending in check. Another good reason to do that is if you pay your bill on time for the first six months, you’ll be considered for a credit limit increase.

The main Capital One credit card requirements are that an applicant must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. Applicants must also meet specific residency, income, and credit requirements. Some requirements may vary depending on the card.

Capital One Credit Card Requirements… read full answer

• 18+ years old
• Physical U.S. address (no P.O. boxes)
• Proof of enough income to make the monthly minimum card payment
• bad to good credit or better
• Social Security number or ITIN
• Checking or savings account

If you apply for a Capital One card, it’s important that you enter all required information completely and accurately. Knowingly reporting false or misleading information on a credit card application is a federal crime.

The easiest Capital One credit cards to get are the Capital One Platinum Secured Credit Card and the Capital One Quicksilver Secured Cash Rewards Credit Card. Both cards are available to applicants with bad credit and require a refundable security deposit, making them easier to get approved for than Capital One’s unsecured credit card offers.… read full answer

Easiest Capital One Credit Cards to Get

Your credit score isn’t the only thing that will affect your ability to get approved for a Capital One credit card. Your income and debt will play a big role, too. But figuring out which Capital One credit card to apply for doesn’t have to be a guessing game. Capital One lets you check which of its cards you pre-qualify for, without hurting your credit score. Pre-qualifying for a card means your odds of approval are very high, should you decide to submit an official application.