How can I do a Capital One Journey cash advance to my bank account? This question is about the Journey Student Rewards from Capital One

How can I do a Capital One Journey cash advance to my bank account?

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This question is about the Journey Student Rewards from Capital One

Jason Miles, Wallethub Credit Card Consultant

@jasonmiles42 • 10/13/21 This answer was first published on 10/13/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can do a Capital One Journey cash advance to your bank account, by using your card at an ATM and performing a cash advance. Then, you can deposit this cash into your bank account. Several banks allow deposits through ATMs and you may also be able to make your deposit at a branch.

Having said that, it is also worth noting that cash advances with a credit card are costly transactions and should be reserved for emergencies only. More specifically, Capital One Journey comes with a 3% (min $10) cash advance fee. There’s also a separate cash advance APR of 26.99% (V) that applies as soon as you withdraw the cash. There may be ATM-owner fees, too.

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