James D Richard, WalletHub Analyst
The credit score you need for the Capital One Journey 640 or higher for applicants who have a credit score, though you can also get approved with limited or no credit history. The credit score needed for the Capital One Journey is on par with the requirements for other major student credit cards.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Capital One Journey card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.
Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it’s best to wait to apply until you meet the Capital One Journey credit score requirement. You can check your credit score for free on WalletHub.
Journey Student Rewards from Capital One
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