Can I get Capital One Journey if I'm a student at an online college?

Question

You need a credit score of at least 700 (good credit) for the best Capital One credit card offers. However, other options are available for people with lower scores. It is possible to get approved for a credit card from Capital One with limited credit history or a bad credit score, for example.... read full answer

Capital One Credit Score Requirements by Card

Capital One Venture Rewards Credit Card: 700 (Good credit)

Capital One VentureOne Rewards Credit Card: 700 (Good credit)

Capital One Quicksilver Cash Rewards Credit Card: 700+ (Good credit)

Capital One SavorOne Cash Rewards Credit Card: 700+ (Good)

Capital One Venture X Rewards Credit Card: 750+ (Excellent)

Capital One Platinum Credit Card: less than 3 years of credit history (Limited History credit)

Capital One Platinum Secured Credit Card: 300+ (Bad credit)

Capital One QuicksilverOne Cash Rewards Credit Card: less than 3 years of credit history (Limited History credit)

Capital One Quicksilver Secured Cash Rewards Credit Card: 300+ (Bad credit)

Capital One Savor Cash Rewards Credit Card: 700+ (Good credit)

Journey Student Rewards from Capital One: less than 3 years of credit history (Limited History credit)

If you’re not sure which Capital One card you’ll be able to qualify for, it’s easy to get pre-qualified for a credit card on the issuer’s website. You may also want to check your credit score before you apply, just so you have a better idea of what to expect.

You should also note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for a Capital One credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.

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Answer 1 · 2021-08-02 14:56:17

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Tommy S Davidson, WalletHub Analyst

@tdvdson94 • 08/02/21 This answer was first published on 07/12/21 and it was last updated on 08/02/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, you can get Capital One Journey if you are a student at an online college. The application form doesn’t require you to specify where you go to school. In fact, you don’t even have to be a student to get this card. Capital One Journey requires that you are at least 18 years old. In addition to the age requirement, you must be a U.S. resident and you'll need to show that you have either your own independent or shared income to qualify.

Capital One Journey is geared for people with limited credit. This means that it accepts applicants with less than 3 years of credit history. If this is not your case, you will need fair (640+) credit to get it.

Also, keep in mind that the issuer will also take various other factors while considering your application, like your credit history and any debts you might have.

Can I get Capital One Journey if I'm a student at an online college?

Tommy S Davidson, WalletHub Analyst

Journey Student Rewards from Capital One

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