RODNEY BENNETT, Hipster Investor
@rodneyben
You cannot get Capital One Journey pre-approval at this time. Capital One will only consider a potential applicant’s pre-approval status for QuicksilverOne, Platinum, and the Secured Mastercard, according to the Capital One pre-approval website. As of November 2020, Capital One does not send out pre-approved mail offers for the Journey card, either.
Anyone interested in the Capital One Journey card, which is geared toward college students with limited credit, will have to apply without the benefit of checking for pre-approval status – at least as it pertains to the Journey card.
Before submitting an application for the Capital One Journey card, students with limited credit can instead check if they’re pre-approved for a different Capital One card. Pre-approvals generate a soft pull, so there’s no effect on your credit score. And if you are pre-approved, you can reasonably expect that you’ll have high odds of approval for Capital One Journey, as QuicksilverOne, Platinum, and the Secured Mastercard all share similar credit requirements with the Journey student card.
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