Chip Lupo, Credit Card Writer
The Capital One Journey card does not offer cell phone insurance. Cell phone insurance on other cards reimburses the cost of repairing or replacing a damaged or stolen phone if a cardholder regularly pays the phone bill with the card, though it’s not a benefit commonly offered by credit card issuers.
If you’re looking for a credit card with cell phone protection, some good options include the SoFi Credit Card and the Capital One Venture X card.
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
Journey Student Rewards from Capital One
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