There are two Capital One metal credit cards: The Capital One Venture Rewards Credit Card and the Capital One® Savor® Cash Rewards Credit Card. Both are excellent rewards cards, with each offering a good initial bonus and giving at least 2% back on lots of purchases. The Capital One® Savor® Cash Rewards Credit Card is best for people who want to earn bonus cash back on dining and entertainment purchases, while the Capital One Venture Rewards Credit Card is the way to go for travel rewards.
Ultimately, it is worth noting that the Capital One Venture Rewards Credit Card has been available in metal since Feb. 2017, and it’s been one of the best travel rewards cards for even longer.
The best Chase metal credit card is the Chase Sapphire Preferred® Card. This card is made of metal with a blue finish, weighs 13 grams, and offers 80,000 points as an initial rewards bonus. Cardholders also earn 1 - 2 points per $1 spent on purchases. At $95, the annual fee isn’t too bad, either, considering all the rewards you get in return.… read full answer
Chase has more metal credit cards than any other issuer (Amex is up there too). All of Chase’s metal credit card offers require at least good credit for approval, and some you need excellent credit to get.
Citi’s metal credit card is the Citi Prestige Card. It has been available in metal since August 2017. Citi Prestige is the best Citi metal card because it’s the only one available right now. It also happens to have a ton of rewards and luxury perks. They’re necessary, however, as Citi Prestige charges a $495 annual fee. The new Citi Prestige metal card offers $500 in travel for spending $4,000 in the first 3 months. It also gives 3-5 points per $1 spent on eligible travel and dining purchases and a $250 annual travel credit. So if you’re a big spender, this type of luxury card could make sense. Otherwise, there are plenty of non-metal Citicards to consider, along with metal credit cards from other issuers.… read full answer
The Capital One Venture Rewards Credit Card has an at least “good” credit score as a requirement. Card applicants with slightly lower scores might be able to get approved, depending on factors such as disposable income, but a “good” or “excellent” credit score is needed for the best approval odds. Even so, this card should be a bit easier to get than a lot of other premium rewards cards, most of which require excellent credit.… read full answer
Keep in mind that the Capital One Venture Rewards Credit Card credit score requirement isn’t the only pre-requisite for approval. Things like how much you make and how much you owe are important, too. That’s why it’s possible to get approved with a lower credit score or rejected with a higher one.
Capital One Venture Minimum Credit Score & Other Requirements:
Good credit score
18+ years old
Enough income and assets to afford monthly bill payments
As little debt as possible
U.S. mailing address
Social Security Number or Individual Taxpayer Identification Number
In some cases, the best course of action may be to spend a bit of time improving your credit score before applying for the Capital One Venture Rewards Credit Card. You need good credit to satisfy the card’s credit score requirement. But barely passing that test probably won’t give you great approval odds overall.
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