Maria Adams, Credit Cards Moderator
@m_adams
The Capital One Platinum APR is 26.99% (V). This is the rate that determines the amount of interest charged to your Capital One Platinum account when you carry a balance from billing period to billing period. You can avoid interest charges completely if you pay the entire balance by the due date. The Capital One Platinum has a grace period – a span of 25 days from the end of a billing period to the due date, in which you can pay off the full balance interest-free.
Capital One Platinum also comes with a cash advance APR, which is the same as the regular APR (though cash advances have no grace period). There is no introductory APR for purchases or balance transfers, nor is there a penalty APR for delinquent payments. But keep in mind that if you pay late or miss a payment, you’ll lose the grace period. You’ll have to pay the bill in full for two straight billing cycles in order to have the grace period restored.

Capital One Platinum Credit Card
James D Richard, B2B Sales
@b2bfever
The Capital One Platinum APR is 26.99% (V). Kind of high, if you ask, but you won't deal with it if you do not carry a balance.
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