The biggest Capital One Platinum benefits are $100,000 per trip in travel accident insurance and $50,000 in rental car insurance. The Platinum card offers 1 year of extended warranty coverage and $1,000 per year in price protection, too. It also has a $0 annual fee and a $0 foreign transaction fee.
The Platinum card’s travel accident insurance provides reimbursement for death and disfiguring injuries caused by a travel provider. The rental car insurance policy provides coverage against collision damage and theft. It applies to rentals of up to 15 consecutive days in the U.S.
Capital One Platinum’s benefits for everyday purchases can help you save money, too. Price protection refunds some of the money you paid for an item when you see the exact same item on sale within 60 days of the purchase date. You’ll need to prove this lower price with a printed advertisement. Platinum’s extended warranty coverage doubles the original warranty of items purchased with the Platinum card, up to a maximum of 12 months.
There are a few other noteworthy Capital One Platinum benefits as well. Being a cardholder gives you access to Eno. It’s a financial assistant app. It can also generate virtual card numbers to keep your information safe when shopping online. Other benefits include $0 liability for fraud and the ability to get a higher credit line after the first 6 months.
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