The Capital One Platinum credit score requirement is fair or higher, for people who already have an established credit history. Capital One will also consider applicants with little or no credit history for the Platinum card. People with bad credit are unlikely to qualify.
It’s important to note that Capital One Platinum’s credit score requirement isn’t the only factor involved in approval. The card’s requirements also include a steady income – at least $800 more than your monthly housing payment, for one thing. You’ll need to be at least 18 years old, too. Capital One will also consider things like your total debts, number of open credit accounts, recent credit inquiries and more. You can use Capital One’s pre-qualification tool to see which Capital One cards give you a good chance of approval.
A credit score around 650 would be nice, but they will accept applicants with absolutely no credit history, which is really cool if you want to start your credit journey with a nice bank. Fair requirements if you ask me, but make sure to check your score ahead, especially if you had negative credit report records in the past. Good luck with your application!
A good way to figure out whether you’re eligible for a particular credit card with your 700 credit score is to check for pre-approval on the issuer’s website. If you’re pre-approved for a card, you’re not guaranteed approval, but your odds are high – usually around 90%. You can do a pre-approval check for most of the best credit cards for a 700 credit score.
Here are the best credit cards for 700 credit scores
As you may have noticed, a lot of the best credit cards for 700 credit scores don’t have annual fees. So, you can pick up some great perks without having to shell out money for the privilege of having a card.
The best credit cards for a 600 credit score are secured cards because they offer easy approval and are often much less expensive than unsecured credit cards for bad credit. Secured credit cards require a security deposit, and the card’s credit limit is equal to the amount of the deposit. This deposit is fully refundable when you close your account with a $0 balance.… read full answer
If you’re not sure where to start looking for secured credit cards for a 600 credit score, WalletHub has picked out a few examples of popular offers.
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