Joseph Bulebush, WalletHub Analyst
@joeybule
Capital One Platinum needs no deposit, as it is an unsecured card. You only have to activate it online, through the Capital One mobile app or by phone to use it. Only secured credit cards require a refundable security deposit to get them.
Capital One Platinum is a good card for building credit because it has a $0 annual fee and it reports account information to the 3 major credit bureaus each month.
But if you are looking for a secured credit card, you can check out our editors’ latest picks for the best among them and see which one better suits your needs.

Capital One Platinum Credit Card
Anthony Horton, Member
@anthony_horton
There isn't a Capital One Platinum deposit. Capital One Platinum is unsecured. That means that it doesn't require a security deposit, or an annual fee or anything like that. I think you're thinking of Capital One Secured. That card accepts $2,500 at maximum. But the minimum deposit requirement is anywhere from $49, $99 or $200 depending on your creditworthiness.
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