Alex Wise, WalletHub Credit Cards Analyst
@Alex_Wise
Capital One Platinum is an unsecured credit card, so it doesn’t require you to place a security deposit. It is designed as a credit building option for people with limited credit (less than 3 years of credit history) and has a $0 annual fee.
Capital One Platinum Secured, on the other hand, is a secured credit card that requires you to fund a security deposit of $49, $99 or $200 (depending on the specifics of your credit) in exchange for a minimum credit line of $200. You will get your deposit back upon closing your account with a zero balance or graduating to an unsecured card. Feel free to also take a more in-depth look at how to get a Capital One Platinum Secured deposit refund.

Capital One Platinum Credit Card
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