Is there a Capital One Platinum monthly fee?

Capital One credit card annual fees range from $0 to $95 per year, depending on the card. Most Capital One consumer credit cards have no annual fee, and the few cards that do have such a fee usually have extensive rewards as well.

Here are the Capital One credit cards with no annual fees:… read full answer

• Capital One VentureOne Rewards Credit Card: $0 annual fee.
• Capital One SavorOne Cash Rewards Credit Card: $0 annual fee.
• Capital One Quicksilver Cash Rewards Credit Card: $0 annual fee.
• Capital One Platinum Secured Credit Card: $0 annual fee.
• Capital One Walmart Rewards® Mastercard®: $0 annual fee.
• Capital One Platinum Credit Card: $0 annual fee.
• Journey Student Rewards from Capital One: $0 annual fee.

One of the best Capital One credit cards with a $0 annual fee is Capital One VentureOne. It offers a bonus of 20,000 miles for spending $500 in the first 3 months. The card also gives 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 1.25 miles per $1 on all other purchases. All around, this card is great for travelers on a budget. If you'd rather have a card for everyday spending, Capital One Quicksilver also has a $0 annual fee, while offering 5% cash back on hotel and rental cars booked through Capital One Travel, as well as 1.5% cash back on all other purchases. Plus, you get $200 for spending $500 in the first 3 months.

The Capital One Platinum minimum payment is either $25 or 1% of the balance, plus interest charges and fees, whichever is greater. Capital One will also add any accumulated interest, past due amounts and late payment fees to your minimum payment.

Here’s what your Capital One Platinum minimum payment will be:… read full answer

Balance below $25: Minimum payment equals balance

Balance of $25 to $2,500: Minimum payment equals $25

Balance over $2,500+: Minimum payment equals 1% of the balance, plus interest and fees

Lastly, it is worth noting that you don’t have to pay your full balance by the due date, but you do have to pay at least the minimum required. Whatever you don’t pay will carry over into the next billing cycle, incurring interest on a daily basis; Capital One Platinum charges a regular APR of 26.99% (V).

There is no Capital One member fee because you don’t have to pay just to be a customer. And there are no member dues or anything like that because Capital One is a bank, not a cooperative like a credit union. But there are member fees for some capital one credit cards ranging from $0 to $95.… read full answer

Capital One credit card membership fees can be charged as annual fees or monthly fees (annual fee divided by 12). Whether you’re charged by year or by month depends on how you apply. If you apply online, it will be set up for annual and you’d have to call customer service after approval to ask to switch to monthly. If you apply by phone, you can choose to have a monthly fee right from the start, if you want.

Not every Capital One card has a membership fee, and those that do charge such a fee differ in the price.

Here are the Capital One annual member fees by card:

• Capital One Platinum:$0
• Capital One SavorOne: $0
• Capital One Platinum Secured: $0
• Capital One Quicksilver: $0
• Capital One QuicksilverOne: $39
• Capital One Venture: $95
• Journey Student Rewards from Capital One: $0

As you can see, many Capital One cards don’t charge a membership fee at all. If your card is one of the few that does, the fee will be charged to your card like a normal purchase. That will happen each year after your account anniversary (or right away the first year).