Thom Fotenberg, WalletHub Credit Card Analyst
Yes, the Capital One Platinum card does have travel insurance benefits, the best of which are travel accident insurance and rental car insurance. To be eligible to file a travel insurance claim, you’ll need to pay for your travel using your Capital One Platinum card. For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
Types of Capital One Platinum Travel Insurance
- Travel accident insurance: This insurance covers cardholders, their spouses and unmarried dependent children in the event of death or dismemberment during the trip or during transit.
- Rental car insurance: This benefit covers the cardholder and eligible authorized drivers for damage to the rental vehicle that results from collision or theft.
- Travel assistance services: This will provide you with travel information along with medical and legal referral assistance when you’re traveling 50 miles or more from home.
- Roadside Assistance: Covers jump-starts, towing, fuel delivery and flat tire at pre-negotiated fees.
Exclusions and coverage limits apply to many of these benefits, so make sure to check your Capital One Platinum’s guide to benefits for more details on each type of insurance. You can also log in to your Capital One Platinum online account, select the “I Want To” menu and click “Read about Card Benefits.” To claim these benefits or request travel assistance services, you can call the MasterCard Assistance Center at (800) 622-7747.
Capital One Platinum Credit Card
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