Capital One Platinum vs. QuicksilverOne: Which is better for no credit? This question is about the Capital One QuicksilverOne Cash Rewards Credit Card

Capital One Platinum vs. QuicksilverOne: Which is better for no credit?

This question is about the Capital One QuicksilverOne Cash Rewards Credit Card

Maria Adams, Credit Cards Moderator

@m_adams • 08/19/21 This answer was first published on 03/19/21 and it was last updated on 08/19/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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When you compare Capital One Platinum Credit Card vs. Capital One QuicksilverOne for no credit, the main differences are that Capital One QuicksilverOne gives 1.5% cash back on all purchases and has a $39 annual fee. On the other hand, Capital One Platinum does not offer rewards and has a $0 annual fee. Other than that, Capital One QuicksilverOne vs. Capital One Platinum is a draw. Both cards are for people with limited. And both cards charge $0 foreign transaction fees.

Capital One Platinum and Capital One QuicksilverOne are both great starter credit cards. They’re designed to help people with limited or no credit experience to build good credit scores inexpensively. Which of the two will be better for you depends on how much you plan to spend. Capital One QuicksilverOne is better if you plan to charge at least $2,600 a year ($216.67 per month) because that’s when the rewards will cover the cost of the annual fee. Capital One Platinum is preferable otherwise.

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Paul, Member

@paulclay43 • 10/07/21 This answer was first published on 10/07/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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I started with a Platinum card and several months later Capital One gave me the opportunity to acquire a Quicksilver card and now I have both. The Quicksilver gives cash back and neither have an annual fee.. Love Capital One

How do Capital One Quicksilver rewards work?

Capital One Quicksilver rewards are simple: You get 1.5% cash back on every purchase, with no limit on the amount you can earn, and you can redeem for a statement credit or check at any time. For context, most cash back credit cards give you 1% back as a base rate. And unlike rewards cards with points or miles, you’ll always know exactly how much your Capital One Quicksilver cash back is worth.

So, the Capital One Quicksilver rewards program...

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Whats the best Capital One travel card?

The best Capital One travel card is the Capital One Venture Rewards Credit Card because it offers 75,000 miles for spending $4,000 in the first 3 months. This card also gives 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 2 miles per $1 on all other purchases. However, there are several good Capital One credit cards for travel to choose from.

Best Capital One Travel Cards

Rates & FeesBest Overall: Capital One Venture Rewards Credit CardCapital One Venture Rewards Credit CardLearn MoreLearn Moreon issuer's website
Rates & FeesBest for Bonus Rewards: Capital One Venture X Rewards Credit CardCapital One Venture X Rewards Credit CardLearn MoreLearn Moreon issuer's website
Rates & FeesBest for No Annual Fee: Capital One VentureOne Rewards Credit CardCapital One VentureOne Rewards Credit CardLearn MoreLearn Moreon issuer's website
Rates & FeesBest for Students: Capital One SavorOne Student Cash Rewards Credit CardCapital One SavorOne Student Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
Rates & FeesBest for Business: Capital One Spark Miles for BusinessCapital One Spark Miles for BusinessLearn MoreLearn Moreon issuer's website

In a sense, every Capital One credit card is a good travel card. Capital One is one of just a few credit card companies that have $0 foreign transaction fees on all their cards.

Plus, Capital One’s travel...

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Joyce, Member

@joycej_37 • 01/11/20 This answer was first published on 01/11/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You should get this one ! The other person who replied doesn't know what they are talking about ! I got approved with a 530 score

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