What are my Capital One Quicksilver approval odds? This question is about the Capital One Quicksilver Cash Rewards Credit Card

What are my Capital One Quicksilver approval odds?

Answer Question Report Abuse

This question is about the Capital One Quicksilver Cash Rewards Credit Card

Bogdan Roberts, Credit Cards Moderator

@bogdan_roberts • 04/09/21 This answer was first published on 04/09/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

Capital One Quicksilver approval odds are highest for applicants with good credit or higher. Capital One will also review applicants’ annual income, sources of income and housing status, among other factors. Before submitting an application, prospective cardholders can check for pre-approval using the tool on the Capital One website.

Pre-approval means that an issuer thinks a borrower has a good chance of being approved. It isn’t card-specific, so you can’t check for one card in particular. But it will tell you which Capital One card(s) have the highest approval odds. Pre-approval uses a soft inquiry, or "soft pull", so it won’t affect your credit. You will still have to submit an application before you’re approved. And even then, there are no guarantees.

Applying for most credit cards triggers a hard inquiry which can temporarily hurt your credit score, so make sure you know where you stand before applying, either by using an issuer’s pre-approval tool if available, or by checking your credit score for free, right here on WalletHub.

Jamie Thompson, WalletHub Analyst

@ExTaxMan • 04/09/21 This answer was first published on 06/24/19 and it was last updated on 04/09/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

If you don’t qualify for the Capital One Quicksilver, consider the Capital One QuicksilverOne Cash Rewards Credit Card instead. This card is designed for people with fair or limited credit. Plus, Capital One QuicksilverOne gives 1.5% Cash Back cash back on all purchases, just like the Capital One Quicksilver.

Answer Question

Here’s how long it takes for a Capital One credit card to arrive:

New cards take up to 14 calendar days to arrive, following account approval. You can’t pay to speed this up.

Replacement cards take 4-6 business days to arrive. You can cut that timeframe in half by paying $16.

It can take 7-10 business days to get approved for a Capital One credit card, if you’re not approved instantly when you apply.

You can expect to have your Capital One credit card in hand anywhere from 2 weeks to a month after you apply.

You can use your Capital One credit card before it arrives if you download the Capital One app. The app shows you all your card details.

If you’re in the market for a Capital One credit card, there are a ton of good options. You can check out our editors’ latest picks for the best among them and weigh your options.

show less

What is the Capital One Quicksilver credit score requirement?

The Capital One Quicksilver’s credit score requirement is “good” (700 or higher). Capital One also considers applicants’ income and debt when making Capital One Quicksilver card approval decisions. With a $0 annual fee, unlimited 1.5% cash back on every purchase and a $200 signup bonus, Capital One Quicksilver is an excellent rewards card.… read full answer

If you don’t meet Capital One Quicksilver’s credit score requirements, the Capital One QuicksilverOne Cash Rewards Credit Cardis easier to get. This card has the same 1.5% cash back rate as Capital One Quicksilver, but with no signup bonus and a $39 annual fee. Applicants with limited have a shot at approval, though. And if you get the Capital One QuicksilverOne Cash Rewards Credit Card, you can easily upgrade to the Capital One Quicksilver once your score is higher.

show less

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

Ask Your Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.