James D Richard, WalletHub Analyst
@b2bfever
The Capital One Quicksilver balance transfer limit depends on the specifics of a cardholder’s credit, but cannot exceed their total credit limit.
Balance transfers allow you to move debt from other credit cards, auto or student loans to your Capital One Quicksilver card. But keep in mind that not all Capital One Quicksilver accounts are eligible for balance transfers. You can check online to see if you are eligible to transfer balances to your card. Available offers will include your balance transfer limit. Accounts must be open for at least 10 days before requesting a balance transfer and transfers between Capital One account are not allowed.
Capital One Quicksilver offers an intro APR of 0% for 15 months and its regular APR is 19.74% - 29.74% (V) (based on the specifics of your credit). And the balance transfer fee will be 3%. Keep in mind that balance transfers generally take 3 to 14 days, so make sure you continue making payments to your other creditor before it is finalized. If you’d rather not wait for a promotional offer, you can also check out some of the best balance transfer credit cards. A long 0% introductory period, coupled with low or no transfer fees and reasonable regular APRs will allow you to reduce the amount of your existing debt. You can also use a balance transfer calculator to see how much a balance transfer could save you.
Capital One Quicksilver Cash Rewards Credit Card
People also ask
How do I make a balance transfer with Capital One Quicksilver?
To make a balance transfer with Capital One Quicksilver, log in to your online account or the Capital One mobile app, provide the details of the account from which you wish to transfer your debt and submit your request.
How to make a balance transfer with Capital One Quicksilver:
- Log in to your Capital One online account or mobile app.
- Select the "Transfer a Balance" option and provide the amount you want to transfer along with the name, account number and payment address of your...
What is the Capital One Quicksilver credit limit?
The Capital One Quicksilver credit limit depends on your income, creditworthiness and payment history. According to anecdotal reports, the card’s credit limit can be as low as $750 and as high as $10,000. However, Capital One does not list a minimum or maximum credit limit in the card’s terms and conditions.
If you want to aim for a higher credit limit, there are a number of areas you should focus on improving.
Biggest Factors Affecting...
read full answerHow do I get a Capital One Quicksilver credit limit increase?
You can get a Capital One Quicksilver credit limit increase by making a request either online or by calling the number you see on the back of your card. You’ll need to provide your total annual income, employment status, and monthly mortgage or rent payment. So, make sure to have that information ready before submitting your request.
Keep in mind that new accounts opened within the past several months are generally considered ineligible. Capital One also...
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