How can I get a Capital One Quicksilver cash advance?

Your Capital One cash advance limit is a portion of your card’s credit limit, usually 30% to 50% of your total credit limit. These limits are individualized, however, so you may have a different portion allotted for cash advances than other Capital One customers. It’s also good to keep in mind that ATMs can have their own withdrawal limits, so you may not be able to take out your full cash advance limit at every ATM.… read full answer

To find your Capital One cash advance limit, look at your most recent credit card statement and locate your “Available Credit for Cash Advances,” or log into your Capital One account online and click “View Details” under your card’s name at the top of the page.

Just remember that cash advances aren’t cheap. They usually include cash advance fees of 3%-5%. Also, the cash advance APR is usually higher than your purchase APR and it kicks in immediately, so it's best to avoid them if you have other options.

To get a Capital One cash advance, use a Capital One credit card and a corresponding PIN at a participating ATM and withdraw the cash, up to the card’s available cash advance limit. If you do not have a PIN, contact Capital One customer service at the number on the back of your card to request one.… read full answer

How to Get a Capital One Cash Advance at an ATM

1. Call Capital One customer service at the number on the back of your card and request a PIN, if you don’t already have one.
2. Insert the credit card into an ATM and enter the PIN.
3. Select the cash advance option on the ATM screen.
4. Enter the amount you’d like to withdraw.
5. Withdraw the cash and remove the credit card from the ATM.

There may be other ways to get a cash advance from your Capital One credit card, too. For example, you can request a cash advance in person at a local Capital One branch. You could also write out a Capital One cash advance check and use it like a traditional bank check.

Before you take out a Capital One cash advance, it’s important to note that it is a very expensive transaction. For starters, a cash advance fee and a separate cash advance APR apply as soon as you withdraw the cash. There may also be ATM-owner fees, depending on where you make the cash advance.

The Capital One Quicksilver cash advance limit will be a portion of your entire credit limit, which is based on your credit standing, income and debt. So those limits are individualized according to the specifics each applicant’s credit. You can find your exact limit on your latest monthly statement, under "Available Credit for Cash Advances."… read full answer

Just keep in mind that Capital One Quicksilver cash advances are extremely expensive transactions. Capital One Quicksilver charges a cash advance fee of 3% (min $10). On top of that, your cash advance balances will start accruing interest immediately, with no grace period, at a cash advance APR of 25.24% (V). So it’s advisable to reserve cash advances for emergencies. You will also need a PIN to get a cash advance from an ATM. If you haven’t received one, you can always request it online.