The best Capital One Quicksilver benefits are travel accident insurance and extended warranty. The Capital One Quicksilver Cash Rewards Credit Card also has identity theft protection and $0 fraud liability, which are more common perks across Capital One credit cards.
Along with these benefits, the Capital One Quicksilver credit card has a $0 annual fee and gives rewards on all purchases. As long as you have good credit, the Capital One Quicksilver Cash Rewards Credit Card is certainly a card to consider adding to your wallet.
Capital One Quicksilver offers purchase protection only through the card's Visa Signature version. It is not available on the Quicksilver Visa Platinum card. Applicants with strong credit may be approved for the Visa Signature card and a minimum $5,000 credit limit. Capital One will issue the Visa Platinum card to applicants who are approved for a credit limit less than $5,000.… read full answer
Capital One Quicksilver Visa Signature purchase protection covers items against damage and theft for 90 days after the purchase date. You’re covered for replacement, repair, or reimbursement of the original purchase price.
Capital One Quicksilver travel insurance works on several levels by providing worldwide travel accident insurance, trip cancellation/interruption and lost/damaged luggage reimbursements.
Here are the Capital One Quicksilver travel insurance benefits:
Travel Accident Insurance. Covers cardholders along with their spouse and any unmarried children up to a certain amount in the event of death and several qualifying permanent injuries. Travel fare(s) must be booked with an eligible Capital One Quicksilver card.… read full answer
Trip Cancellation and Interruption Insurance. Trips cancelled or interrupted for qualifying reasons (such as death, accidental injuries, non-pre-existing illnesses and more) are covered up to a certain amount. Benefit available for Capital One Quicksilver cards issued on the Mastercard network.
Lost, Stolen or Damaged Luggage Reimbursement. You get reimbursements for your lost, stolen or damaged luggage and its qualifying contents, up to a specified amount. You must charge the cost of your trip to your eligible Capital One Quicksilver to be covered by this benefit. Coverage is secondary to any other existing insurance.
Baggage Delay Reimbursement. You get reimbursed up to $100 per day, for three days, when your bags are delayed for more than four hours at a destination other than your primary residence. Coverage includes the purchase eligible essential items such as tickets, documents, contact lenses, eyeglasses, prosthetics, and more. Benefit available for Capital One Quicksilver cards issued on the Mastercard network.
Auto Rental Insurance. You get coverage up to the market value of the eligible renal vehicle for damages incurred through collision or theft. Just make sure you charge all rental costs to your Capital One Quicksilver and decline the car rental agency’s insurance coverage. The coverage is secondary to your own insurance policy.
Filing most Capital One Quicksilver travel insurance claims requires notifying the Benefit Administrator within 20 days of the loss in order to get a claim form. You’ll have 60 to 90 days from the date of the incident to return the form and supplemental documents. The number to call and timeline depend on the benefit and the type of card you have. For specific information on your Capital One Quicksilver travel insurance, just log in to your online account, select your card and click "Read about Card benefits" under the "I Want To" menu. Then match the card type to the one listed on your statement. Capital One travel insurance is provided through the card network, so depending on your type of card, you can call Visa at (800) 847-2911 or Mastercard at (800) 826-2181 for more information.
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