What are the Capital One Quicksilver categories for rewards?

The Capital One Quicksilver credit limit depends on your income, creditworthiness and payment history. According to anecdotal reports, the card’s credit limit can be as low as $750 and as high as $10,000. However, Capital One does not list a minimum or maximum credit limit in the card’s terms and conditions.

If you want to aim for a higher credit limit, there are a number of areas you should focus on improving.... read full answer

Biggest Factors Affecting Capital One Quicksilver Credit Limits

• Your payment history. If you’ve consistently paid your bills on time, creditors will view you as more trustworthy and will be more likely to extend you higher credit lines.
• Income and assets vs. existing debt. The more money you have available for bill payments, the more comfortable a lender will feel.
• Rent or mortgage payments. If these payments take up too much of your monthly income, you’ll have less to spend on credit card bills.

You need at least good credit to get approved. The better your credit is, the higher you can expect your spending limit to be.

The Capital One Quicksilver is a good everyday rewards card for people with good (700+) or excellent (750+) credit. It offers:

• $200 initial bonus for purchases of at least $500 in the first 3 months of account opening
  
• Unlimited 1.5% cash back on all purchases
  
• Purchase intro APR of 0% for 15 months
  
• Extended warranty... read full answer
  
• Travel Accident Insurance
  
• $0 foreign transaction fee
  
• $0 annual fee
  

So if you want a good rewards credit card without the hassle of rotating bonus categories or earning limits, I’d say the Capital One Quicksilver is a very good choice.

It generally takes around 7 to 10 business days for a new Capital One credit card to arrive, although sometimes it can take less than that. But there is no way to request expedited shipping for new cards. To get a replacement card, on the other hand, takes 4-6 business days. Plus, if you pay for expedited delivery, it will only take 2-3 business days. ... read full answer

Here’s how long it takes for a Capital One credit card to arrive:

• New cards take around 7-10 business days to arrive, following account approval. You can’t pay to speed this up.
• Replacement cards take 4-6 business days to arrive. You can cut that timeframe in half by paying the expedited delivery fee.
• You may receive a decision instantly. However, sometimes it can take 7-10 business days for Capital One to process your application.
• You can expect to have your Capital One credit card in hand anywhere from 2 weeks to a month after you apply.
• Eligible cardholders can use their Capital One credit card before it arrives if they download the Capital One app. The app shows you all the card details. Keep in mind that not everyone is eligible for this feature.

If you’re in the market for a Capital One credit card, there are plenty of good options. You can check out our editors’ latest picks for the best among them and weigh your options.