What is the Capital One Quicksilver credit score requirement?

Question

The best credit card for a 700 credit score is the Wells Fargo Active Cash® Card because it offers 2% cash rewards on purchases – one of the market’s highest cash back earning rates that won’t fluctuate by spending category. Wells Fargo Active Cash also comes with an initial bonus of $200 cash rewards after spending $1,000 in the first 3 months and a $0 annual fee.… read full answer

In general, you want to focus on cards that require “good” credit or below, since 700 is a good credit score. Of course, there are other things that affect the application process, too, like income and the number of recent inquiries on your report.

A good way to figure out whether you’re eligible for a particular credit card with your 700 credit score is to check for pre-approval on the issuer’s website. If you’re pre-approved for a card, you’re not guaranteed approval, but your odds are high – usually around 90%. You can do a pre-approval check for most of the best credit cards for a 700 credit score.

Best Credit Cards for 700 Credit Score

Best Overall: Wells Fargo Active Cash® Card
Best for Travel Rewards: Chase Sapphire Preferred® Card
Best for 0% APR: Wells Fargo Reflect℠ Card
Best for Everyday Purchases: Blue Cash Preferred® Card from American Express
Best for Hotel Rewards: The World of Hyatt Credit Card
Best for Airline Rewards: Southwest Rapid Rewards® Priority Credit Card

As you may have noticed, a lot of the best credit cards for 700 credit scores don’t have annual fees. So, you can pick up some great perks without having to shell out money for the privilege of having a card.

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Answer 1 · 2021-03-05 22:39:47

Andrew Sutton, Member

@andrew_sutton • 03/05/21 This answer was first published on 05/29/19 and it was last updated on 03/05/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Capital One Quicksilver credit score requirement is a score of 700 or higher, as applicants need at least good credit for approval. Capital One also considers applicants’ income and debt when making approval decisions for the Quicksilver card.

With a $0 annual fee, unlimited 1.5% cash back on every purchase and a $200 signup bonus, Capital One Quicksilver is an excellent rewards card. But if you don’t meet Capital One Quicksilver’s credit score requirements, the Capital One QuicksilverOne Cash Rewards Credit Card is easier to get.

The Quicksilver card has the same 1.5% cash back rate as Capital One Quicksilver, but with no signup bonus and a $39 annual fee. Applicants with limited credit have a shot at approval, too. And if you get the Capital One QuicksilverOne Cash Rewards Credit Card, you can easily upgrade to Capital One Quicksilver once your score is higher.

Answer 2 · 2018-01-14 18:02:48

Phyllis Jameson, Member

@phyllisjameson • 01/14/18 This answer was first published on 01/14/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Well, if you’ve got a score above 710/715, you should have good chances of approval.

@benhelps2012

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I have an 800+ credit score and no debt. They just declined me. Income over $60k. I guess since I don't usually carry a balance and wasn't going to transfer it they don't want me. wish they would stop sending me offers.

Answer 3 · 2021-06-26

@benhelps2012

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I have an 800+ credit score and no debt. They just declined me. Income over $60k. I guess since I don't usually carry a balance and wasn't going to transfer it they don't want me. wish they would stop sending me offers.

Answer 4 · 2021-03-19 18:12:55

rbair99, Member

@rbair99 • 03/19/21 This answer was first published on 03/19/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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I got approved and my score is 668. Plus I have no credit history and I have yet to start payments my student loans which is about 18k

Answer 5 · 2019-11-14 18:09:22

Jordan, Member

@jordymcbell • 11/14/19 This answer was first published on 11/14/19. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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I just got approved and got my card last week with a fico 8 of :628

and a fico bankcard score of: 667.

700+ is NOT needed

Phyllis @nurseprice66

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Got pre-approved with the numbers scared to push buttons sote said 700 got 4 capital cards !

Paul @paulclay43

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Income is also an important consideration. If you don't currently have any credit cards then Capital One is more likely to issue you a Platinum card then after 6mos of good payments a credit increase then at about 12 Mos you may be given a Quicksilver or Quicksilver one card. It really depends on your current situation. If your new to credit or are starting over then Capital one is a great place for your first card. I have Quicksilver and Platinum from them. Yes, 2 cards

Answer 6 · 2022-03-26

Phyllis @nurseprice66

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Got pre-approved with the numbers scared to push buttons sote said 700 got 4 capital cards !

Answer 7 · 2021-04- 1

Paul @paulclay43

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Income is also an important consideration. If you don't currently have any credit cards then Capital One is more likely to issue you a Platinum card then after 6mos of good payments a credit increase then at about 12 Mos you may be given a Quicksilver or Quicksilver one card. It really depends on your current situation. If your new to credit or are starting over then Capital one is a great place for your first card. I have Quicksilver and Platinum from them. Yes, 2 cards

Answer 8 · 2021-06-26 14:40:22

lemasrecw, Member

@lemasrecw • 06/26/21 This answer was first published on 06/26/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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I GOT THE QUICKSILVER CARD WITH A 556 CREDIT SCORE AND A 1200 LIMIT

Answer 9 · 2021-02-01 22:35:18

mazrado10, Member

@mazrado10 • 02/01/21 This answer was first published on 02/01/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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700 is a good credit score and it gives u a lot of benefits

What is the Capital One Quicksilver credit score requirement?

Andrew Sutton, Member

Capital One Quicksilver Cash Rewards Credit Card

Phyllis Jameson, Member

rbair99, Member

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