What is the Capital One Quicksilver credit score requirement?

Question

The best credit card for a 700 credit score could be the Capital One Venture Rewards Credit Card if you’re eager to earn travel rewards, Blue Cash Preferred if you’d prefer cash back or Wells Fargo Platinum card if you want 0% APRs. It all depends on your individual needs, as no card does everything best. But you do want to focus on cards that require “good” credit or below, since 700 is a good credit score. Of course, there are other things that affect the application process too, like income and the number of recent inquiries on your report.… read full answer

A good way to figure out whether you’re eligible for a particular credit card with your 700 credit score is to check for pre-approval on the issuer’s website. If you’re pre-approved for a card, you’re not guaranteed approval, but your odds are high – usually around 90%. You can do a pre-approval check for most of the best credit cards for a 700 credit score.

Here are the best credit cards for 700 credit scores

Card	Best for	Annual Fee
Capital One Venture Rewards Credit Card	Travel Rewards	$95
Wells Fargo Platinum card	Balance Transfers	$0
Blue Cash Preferred	Cash Back	$95, waived the first year
Radisson Premier Visa Signature® Credit Card	Hotel Perks	$75

As you may have noticed, a lot of the best credit cards for 700 credit scores don’t have annual fees. So, you can pick up some great perks without having to shell out money for the privilege of having a card.

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Answer 1 · 2021-03-05 09:00:37

KAREN MOROZ, Freelance Mortgage Professional

@nycKaren 03/05/21 This answer was first published on 05/29/19 and it was last updated on 03/05/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Capital One Quicksilver’s credit score requirement is “good” (700 or higher). Capital One also considers applicants’ income and debt when making Capital One Quicksilver card approval decisions. With a $0 annual fee, unlimited 1.5% cash back on every purchase and a $200 signup bonus, Capital One Quicksilver is an excellent rewards card.

If you don’t meet Capital One Quicksilver’s credit score requirements, the Capital One QuicksilverOne Cash Rewards Credit Cardis easier to get. This card has the same 1.5% cash back rate as Capital One Quicksilver, but with no signup bonus and a $39 annual fee. Applicants with limited history have a shot at approval, though. And if you get the Capital One QuicksilverOne Cash Rewards Credit Card, you can easily upgrade to the Capital One Quicksilver once your score is higher.

Answer 2 · 2018-01-14 18:02:48

Phyllis Jameson, Member

@phyllisjameson 01/14/18 This answer was first published on 01/14/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Well, if you’ve got a score above 710/715, you should have good chances of approval.

Answer 3 · 2021-03-19 18:12:55

rbair99, Member

@rbair99 03/19/21 This answer was first published on 03/19/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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I got approved and my score is 668. Plus I have no credit history and I have yet to start payments my student loans which is about 18k

Answer 4 · 2021-02-01 22:35:18

mazrado10, Member

@mazrado10 02/01/21 This answer was first published on 02/01/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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700 is a good credit score and it gives u a lot of benefits

Answer 5 · 2019-11-14 18:09:22

Jordan, Member

@jordymcbell 11/14/19 This answer was first published on 11/14/19. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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I just got approved and got my card last week with a fico 8 of :628

and a fico bankcard score of: 667.

700+ is NOT needed

Paul @paulclay43
Income is also an important consideration. If you don't currently have any credit cards then Capital One is more likely to issue you a Platinum card then after 6mos of good payments a credit increase then at about 12 Mos you may be given a Quicksilver or Quicksilver one card. It really depends on your current situation. If your new to credit or are starting over then Capital one is a great place for your first card. I have Quicksilver and Platinum from them. Yes, 2 cards

Answer 6 · 2018-09-12 08:46:27

GINA MARTE, Member

@ginamarte 09/12/18 This answer was first published on 09/12/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The isn't really an official Capital One Quicksilver credit score requirement. They keep that secret. However, a score of 700+ should put you in the safe zone.

What is the Capital One Quicksilver credit score requirement?

KAREN MOROZ, Freelance Mortgage Professional

Capital One Quicksilver Cash Rewards Credit Card

Phyllis Jameson, Member

rbair99, Member

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