Maria Adams, Credit Cards Moderator
The Capital One Quicksilver credit score requirement is 700+, which means you need good to excellent credit to get this card. Capital One also considers applicants’ income and debt when making Capital One Quicksilver card approval decisions. You can see if you pre-qualify for this card on Capital One’s dedicated webpage.
With a $0 annual fee, unlimited 1.5 - 5% cash back on every purchase and a $200 signup bonus, Capital One Quicksilver is a great rewards card.
What to do if you don’t meet the Capital One Quicksilver credit score requirement:
If you don’t meet Capital One Quicksilver’s credit score requirements, the Capital One QuicksilverOne Cash Rewards Credit Card is easier to get. This card has the same 1.5 - 5% cash back rate as Capital One Quicksilver, but with no signup bonus and a $39 annual fee. Applicants with limited have a shot at approval, though. And if you get the Capital One QuicksilverOne, you could upgrade to the Capital One Quicksilver once your score is higher.
Capital One Quicksilver Cash Rewards Credit Card
Phyllis Jameson, Member
Well, if you’ve got a score above 710/715, you should have good chances of approval.
I have an 800+ credit score and no debt. They just declined me. Income over $60k. I guess since I don't usually carry a balance and wasn't going to transfer it they don't want me. wish they would stop sending me offers.
I GOT THE QUICKSILVER CARD WITH A 556 CREDIT SCORE AND A 1200 LIMIT
@04_macrame_drone: was your income above 60k?
I got it with a 580 and a 2,000 limit lmao
People also ask
I got approved and my score is 668. Plus I have no credit history and I have yet to start payments my student loans which is about 18k
I just got approved and got my card last week with a fico 8 of :628
and a fico bankcard score of: 667.
700+ is NOT needed
Got pre-approved with the numbers scared to push buttons sote said 700 got 4 capital cards !
Income is also an important consideration. If you don't currently have any credit cards then Capital One is more likely to issue you a Platinum card then after 6mos of good payments a credit increase then at about 12 Mos you may be given a Quicksilver or Quicksilver one card. It really depends on your current situation. If your new to credit or are starting over then Capital one is a great place for your first card. I have Quicksilver and Platinum from them. Yes, 2 cards
700 is a good credit score and it gives u a lot of benefits
Did we answer your question?