Does Capital One Quicksilver offer an extended warranty?

Capital One purchase protection covers things you purchase entirely with your Capital One card from theft or damage for the first 90 days after the purchase. They will replace, repair or reimburse you up to the original purchase price. The maximum amount per claim/cardholder depends on the type of credit card and its network.… read full answer

Types of Cards with Purchase Protection

Capital One’s purchase protection benefits depend on the tier of your Capital One Mastercard or Visa. For example, Capital One’s Visa Signature, Visa Professional, and Visa Business credit cards have this benefit. On the Mastercard side, Capital One’s World, World Elite, World Elite Business, and Business Platinum Mastercards offer purchase protection. The tiers without purchase protection include Visa Platinum and Platinum Mastercard. The tier you get generally depends on your creditworthiness at the time you apply for a card.

To see which kind of Capital One card you have, flip the card over. You’ll see the Visa or Mastercard logo, and “Signature,” “Platinum,” “Business,” etc., will be written above or below the logo. But keep in mind that just because you have one of those cards doesn’t mean your card has the purchase protection benefit, though.

Here is more info about the Capital One purchase protection coverage:

• What is covered: Some examples of what’s covered by Capital One’s purchase protection include items purchased with your Capital One card that are stolen, damaged by fire or vandalism, or affected by “certain weather conditions.”
• What is not covered: The list of what’s not covered is extensive and specific: perishables, software, plants and animals, collectibles, used items, items stolen from vehicles or common carriers or checked luggage, and “lost” items that have disappeared without evidence of a wrongful act, among other things.
• Coverage amount: The maximum amount that you will get depends on the tier of your Capital One Mastercard or Visa. But it can vary between $500 to $10,000 per claim.

It’s important to note that many credit card benefits, like purchase protection, have been getting cut from benefits packages in recent years. The information above is correct right now, but could quickly change. If you plan on getting one of these credit cards, refer to the benefits booklet that comes with your new card for the most accurate information. You can also look up your card’s benefits on the Capital One website.

Yes, Capital One offers price protection. The Capital One price protection benefit reimburses cardholders the difference between the price originally paid for an item and a lower sale price advertised by any retailer within 120 days of the purchase date. Capital One price protection does not cover certain items, such as jewelry, art, auction items, and real estate.… read full answer

Capital One Credit Cards With Price Protection

• Capital One Walmart Rewards® Mastercard®
• Capital One SavorOne Cash Rewards Credit Card
• Capital One Quicksilver Cash Rewards Credit Card
• Capital One Quicksilver Student Cash Rewards Credit Card
• Capital One SavorOne Student Cash Rewards Credit Card

To be covered by Capital One price protection, the cardholder must have paid for the item entirely using one of these cards or rewards earned with the card. The coverage has a limit of $250 per item, with an annual limit of $1,000 per account.

To file a Capital One price protection claim, call the Benefit Administrator or visit the card benefits website and request a claim form within 120 days of when the lower price was first advertised. Then, submit the form and any other required documents, such as a copy of the printed advertisement that shows the date of advertisement, an itemized sales receipt, and a copy of the billing statement demonstrating the purchase, within 180 days of when you opened the claim. Refer to your benefits guide for complete details.

Note: Coverage may depend on your account type.

Yes, Capital One Quicksilver cards issued on the Mastercard network do offer price protection. The price protection benefit covers certain items purchased entirely with your eligible Capital One Quicksilver card and reimburses price differences up to $250 per claim if you see the same item advertised at a lower price within 120 days of the purchase date shown on your receipt.… read full answer

Capital One Quicksilver price protection is a benefit offered through the Mastercard network, so to see more details, just log in to your Capital One online account, select your Capital One Quicksilver account and click “Read about Card Benefits” under the “I Want to” menu. You can match the card type to the one listed on your statement.

What you should know about the price protection benefit

Overall, credit card price protection benefits are becoming harder to find. That’s because price-tracking technology has made it easier for cardholders to file price protection claims. Prior to these technological advances, cardholders had to manually track and research prices and file a claim within the time limit. Most found it tedious and chose not to take the time and effort to submit a claim.

Now, the increase in price protection claim payouts has made the benefit too expensive for credit card companies to maintain, Capital One being one of the few issuers who still offers it through some of their eligible cards.