Can I get the Capital One Quicksilver if i'm under foreclosure? This question is about the Capital One Quicksilver Cash Rewards Credit Card

Can I get the Capital One Quicksilver if i'm under foreclosure?

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This question is about the Capital One Quicksilver Cash Rewards Credit Card

Keyaira Sutton, WalletHub Analyst

@keykey • 08/16/21 This answer was first published on 07/14/21 and it was last updated on 08/16/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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It is unlikely to get approved for the Capital One Quicksilver if you're under foreclosure. However, approval decisions are ultimately very individualized, so if you still have at least good credit (700+), you may get approved.

At this point, it is worth noting that you can check your credit score for free on WalletHub. Keep in mind, though, that Capital One will also take into account various other factors, like your credit history, income and any debts you might have.

It's a good idea to only apply after you’ve evaluated and adjusted your spending habits. If you get approved, try to pay off your balance in full every month. This shows that you can properly manage credit and will help your credit score.

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What is the Capital One Quicksilver credit score requirement?

The Capital One Quicksilver credit score requirement is 700+. This means that you need at least good credit to get this card. Capital One also considers applicants’ income and debt when making Capital One Quicksilver card approval decisions. You can see if you pre-qualify for this card on Capital One’s dedicated webpage.

With a $0 annual fee, unlimited 1.5 - 5% cash back on every purchase and a $200 signup bonus, Capital One Quicksilver is a great rewards card.... read full answer

What to do if you don’t meet the Capital One Quicksilver credit score requirement:

If you don’t meet Capital One Quicksilver’s credit score requirements, the Capital One QuicksilverOne Cash Rewards Credit Card is easier to get. This card has the same 1.5 - 5% cash back rate as Capital One Quicksilver, but with no signup bonus and a $39 annual fee. Applicants with limited have a shot at approval, though. And if you get the Capital One QuicksilverOne, you could upgrade to the Capital One Quicksilver once your score is higher.

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