What's the Capital One Quicksilver interest rate?

Capital One credit card interest rates range from 0% (for a limited time) to 24.99% (V), depending on the card and the cardholder’s creditworthiness. The best Capital One credit card for low interest rates is Capital One Quicksilver because it offers 0% for 15 months followed by a regular APR as low as … read full answer16.24% - 26.24% (V). The Quicksilver card also has a $0 annual fee.

The Capital One credit cards with the highest interest rates are the Capital One Secured Mastercard (26.99% (V)) and the Capital One Platinum Card (26.96% (V)). They’re also the easiest to get. Capital One Platinum accepts applicants with limited or no credit, while Capital One Secured accepts people with bad, limited or no credit.

Most Capital One credit card interest rates are listed as a range, such as 14.74% - 24.74% (V). The better an applicant’s credit is, the better their chances will be of getting a rate at the low end of the range. All Capital One credit card interest rates are variable, meaning they can go up or down as the market changes.

2019 Capital One Credit Card Interest Rates:

• Capital One VentureOne: Not Offered on purchases; 11.4% - 18% (V) regular APR
• Capital One Quicksilver: 0% for 15 months on purchases; 0% for 15 months on balance transfers; 16.24% - 26.24% (V) regular APR
• Capital One Venture: 17.99% - 25.24% (V) regular APR
• Capital One SavorOne: 0% for 15 months on purchases; 0% for 15 months on balance transfers; 16.24% - 26.24% (V) regular APR
• Capital One Savor: 16.74% - 25.74% (V) regular APR
• Capital One Platinum: 26.96% (V) regular APR
• Capital One Secured Mastercard: 26.99% (V) regular APR
• Journey Student Rewards from Capital One: 26.96% (V) regular APR
• Capital One Spark Cash Select for Business: 0% for 9 months on purchases; 15.24% - 23.24% (V) regular APR
• Capital One Spark Miles Select for Business: 0% for 9 months on purchases; 15.24% - 23.24% (V) regular APR
• Capital One Spark Cash for Business: 19.24% (V) regular APR
• Capital One Spark Miles for Business: 19.24% (V) regular APR
• Capital One Spark Classic for Business: 25.24% (V) regular APR

Capital One also has a number of store branded credit cards, which can only be used at specific retailers. The interest rates for these Capital One store cards range from a low of 17.49% - 26.49% (V) on the Cabela’s Credit Card to a high of 29.24% (V) on the Maurices Credit Card.

Your Capital One credit card interest rate will be clearly indicated on your monthly statement. Keep in mind that there’s also a separate interest rate for cash advances. And there’s a penalty rate for missing payments. Expect both of these rates to be equal to or higher than the regular interest rate.

Capital One Quicksilver is a Visa card, not a Mastercard. If approved for Capital One Quicksilver, you’ll receive either a Visa Platinum or Visa Signature version of the card. Visa Platinum cards have credit limits starting at $5,000. Visa Signature cards have limits starting at $10,000. To be approved for the Capital One Quicksilver card, you’ll need at least good credit. Quicksilver has a $0 annual fee and earns unlimited 1.5% cash back on all purchases.… read full answer

While the Capital One Quicksilver card is a Visa for new applicants, the Capital One QuicksilverOne card is a Mastercard. The QuicksilverOne card accepts applicants with limited credit history and gives the same 1.5% cash back rate as the Quicksilver card. However, unlike Quicksilver, QuicksilverOne has an annual fee: $39. It’s a great starter card though. It’s actually interesting to note that if you get the Quicksilver card as an upgrade from QuicksilverOne or Capital One Platinum (the other option for people with limited credit), you might receive a Quicksilver Mastercard. But that may or may not be the case for everybody.

Visa and Mastercard are both accepted worldwide, so you can rest assured that your Capital One Quicksilver card will work anywhere you need it to. You’ll get plenty of benefits from both too.