How can I get a Capital One QuicksilverOne cash advance? This question is about the Capital One QuicksilverOne Cash Rewards Credit Card

To get a Capital One QuicksilverOne Cash Rewards Credit Card cash advance: Call Capital One customer service at the number on the back of your card and request a PIN, if you don’t already have one. Insert the credit card at an ATM and enter the PIN. Select the cash advance option on the ATM screen. Enter the amount you’d like to withdraw. Withdraw the cash and remove the credit card from the ATM. Before you take out a Capital One QuicksilverOne cash advance, it’s important to note that it is a very expensive transaction. For starters, there’s a 3% (min $3) cash advance fee. There’s also a separate cash advance APR that applies as soon as you withdraw the cash. There may be ATM-owner fees, too.

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How can I get a Capital One QuicksilverOne cash advance?

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This question is about the Capital One QuicksilverOne Cash Rewards Credit Card

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WalletHub, Financial Company

@WalletHub • 09/14/21 This answer was first published on 09/14/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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To get a Capital One QuicksilverOne Cash Rewards Credit Card cash advance:

Call Capital One customer service at the number on the back of your card and request a PIN, if you don’t already have one.
Insert the credit card at an ATM and enter the PIN.
Select the cash advance option on the ATM screen.
Enter the amount you’d like to withdraw.
Withdraw the cash and remove the credit card from the ATM.

Before you take out a Capital One QuicksilverOne cash advance, it’s important to note that it is a very expensive transaction. For starters, there’s a 3% (min $3) cash advance fee. There’s also a separate cash advance APR that applies as soon as you withdraw the cash. There may be ATM-owner fees, too.

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Nathan Preston, Member

@nathan_preston • 06/26/20 This answer was first published on 06/26/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can take out a Capital One QuicksilverOne cash advance at any ATM, as long as you have a cash advance PIN.

You can request a cash advance PIN for your Capital One QuicksilverOne card through your online account or by calling customer service at 1 (800) 227-4825.

To get a Capital One Platinum cash advance PIN online, log into capitalone.com and click “I Want To…,” then “Get a Cash Advance PIN” (under the header “Control Your Card”). You’ll be able to get a PIN instantly delivered to your email or over text.

Once you have the cash advance PIN, you can withdraw cash at an ATM the same way you’d do with a debit card. You can use non-Capital One ATMs, but you’ll be subject to additional fees (typically $3-$5). That would make cash advances even more expensive than they will be already.

Capital One QuicksilverOne has a cash advance fee of $10 or 3%, whichever is greater. The withdrawal will also be subject to a high APR. The Capital One QuicksilverOne cash advance APR is 26.99%. Cash advances also don’t get any kind of grace period, so they immediately start accruing interest.

You should always try to avoid cash advances, as both the fee and the compounding interest may outweigh any quick benefit. And if you do find yourself in a situation where you need to get a cash advance, make sure to pay it back as soon as possible!

Answer Question

How can I get a Capital One cash advance?

To get a Capital One cash advance, use a Capital One credit card and a corresponding PIN at a participating ATM and withdraw the cash, up to the card’s available cash advance limit. If you do not have a PIN, contact Capital One customer service at the number on the back of your card to request one.... read full answer

How to Get a Capital One Cash Advance at an ATM

Call Capital One customer service at the number on the back of your card and request a PIN, if you don’t already have one.

Insert the credit card into an ATM and enter the PIN.

Select the cash advance option on the ATM screen.

Enter the amount you’d like to withdraw.

Withdraw the cash and remove the credit card from the ATM.

There may be other ways to get a cash advance from your Capital One credit card, too. For example, you can request a cash advance in person at a local Capital One branch. You could also write out a Capital One cash advance check and use it like a traditional bank check.

Before you take out a Capital One cash advance, it’s important to note that it is a very expensive transaction. For starters, a cash advance fee and a separate cash advance APR apply as soon as you withdraw the cash. There may also be ATM-owner fees, depending on where you make the cash advance.

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How do I use my Capital One credit card for an ATM withdrawal?

You can use your Capital One credit card for an ATM withdrawal by just inserting the card into the machine, entering the card’s PIN, and selecting the “cash advance” menu option. Enter an amount to withdraw the cash. And don’t forget to collect your card and cash before you leave. The exact steps may differ depending on the ATM used.... read full answer

If you don’t have a PIN yet, you can order one through your online account or by calling the number on the back of your card. Capital One credit card holders can make an ATM withdrawal at every ATM with a Visa or Mastercard symbol, which is just about every ATM.

Where to make a Capital One credit card ATM withdrawal for free:

Capital One ATMs

MoneyPass ATMs

AllPoint ATMs

If you use an ATM that doesn’t belong to Capital One, MoneyPass or AllPoint, you might get charged a small fee by the ATM owner. You can find a fee-free location near you on Capital One’s website – that’s over 70,000 locations nationwide.

Why to avoid Capital One credit card ATM withdrawals:

Even if using the ATM is free, there are still costs for a Capital One credit card ATM withdrawal. All Capital One credit cards charge a 3% (min $3) cash advance fee. And while cash advance APRs vary by card, they’re all from 28.24% (V) and above. Interest starts accruing immediately on a cash advance, with no grace period. So, try not to make a Capital One credit card ATM withdrawal unless you’re in an emergency situation.

Another important thing to remember is that Capital One cards have a cash advance limit, which is the maximum amount of money you can withdraw until you pay some or all of it back. You can find this limit on your monthly statement.

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What's the best cash advance credit card?

The best cash advance credit card is the PenFed Platinum Rewards Visa Signature® Card because it has a 0% cash advance fee and a low cash advance APR: 17.99%. All PenFed cards have 0% cash advance fees and fairly low cash advance APRs. But this is very uncommon for other issuers. Cash advance fees are typically 3%-5%, and cash advance interest rates are usually over 20%.... read full answer

Unfortunately, no credit card offers free cash advances. All credit cards charge interest on cash advances, at least. And that interest always starts accruing the moment you take out the advance. But if you get a card with no fee and pay off the balance right after doing a cash advance, you shouldn’t have to deal with much in the way of extra costs.

Best Cash Advance Credit Cards in 2023

Gas Purchases: PenFed Platinum Rewards Visa Signature® CardPenFed Platinum Rewards Visa Signature® CardLearn MoreLearn Moreon issuer's website

Offers 0% cash advance fee. 17.99% cash advance APR. $0 annual fee. Requires good credit.

Cash Back on Purchases: PenFed Power Cash Rewards Visa Signature® CardPenFed Power Cash Rewards Visa Signature® CardLearn MoreLearn Moreon issuer's website

Offers 0% cash advance fee. 17.99% cash advance APR. $0 annual fee. Requires good credit.

Low Interest: DCU Visa® Platinum Rewards Credit CardDCU Visa® Platinum Rewards Credit CardLearn MoreLearn More

Offers 0% cash advance fee. 15.75% - 18% (V) cash advance APR. $0 annual fee. Requires excellent credit.

Bad Credit: DCU Visa® Platinum Secured Credit CardDCU Visa® Platinum Secured Credit CardLearn MoreLearn More

Offers 0% cash advance fee. 16% (V) cash advance APR. $500 minimum security deposit. $0 annual fee. Bad credit accepted.

Initial Bonus: PNC Premier Traveler® Visa Signature Credit CardPNC Premier Traveler® Visa Signature Credit CardLearn MoreLearn More

Offers $5 cash advance fee. 20.24% (V) cash advance APR. $85 annual fee, waived the first year. Requires excellent credit.

Balance Transfer: Simmons Bank Visa®Simmons Bank Visa®Learn MoreLearn More

Offers 3% (min $4) cash advance fee. 18.75% - 26.75% (V) cash advance APR. $0 annual fee. Requires excellent credit.

Some of the best cash advance credit cards also offer some excellent rewards. For example, the PNC Premier Traveler® Visa Signature Credit Card offers 30,000 miles for spending $3,000 in the first 3 months. And it gives 2 miles / $1 on all purchases.

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