The Capital One QuicksilverOne foreign transaction fee is $0. This means you will not be charged extra when you make purchases outside the U.S. (or online, from international merchants) using the Capital One QuicksilverOne. Foreign transaction fees on credit cards range from 0% to 3%, depending on the card and issuer. Capital One does not charge foreign transaction fees on any of its personal or business credit cards.
The $0 foreign transaction fee is just one of the features that make Capital One QuicksilverOne a worthwhile rewards card. It’s pretty easy to get, available even to people with limited. It also offers 1.5% cash back on all purchases to cancel out its modest $39 annual fee. Capital One QuicksilverOne is a Mastercard credit card network, which means you’ll also benefit from wide-ranging international acceptance.
Capital One QuicksilverOne Cash Rewards Credit Card
The Visa foreign transaction fee is usually either 0% or 3%, depending on which Visa credit card or debit card you have. The Visa foreign transaction fee is typically 0% on travel rewards credit cards, which are built for spending all around the world. And some credit card companies, such as Capital One, don’t charge foreign fees on any of their cards, Visa or Mastercard. But many other Visa cards come with foreign transaction fees of 1%, 2% or even 3%. … read full answer
If your Visa card does have a foreign transaction fee, you’ll have to pay it any time you make a purchase from a merchant that’s based in a country other than the U.S. So that means it applies to online purchases, too.
While it’s difficult to list every Visa’s foreign transaction fee – the are a ton of Visa cards – we can go over a few popular examples.
The Capital One QuicksilverOne credit limit is $300 or higher. There's no way to tell upfront how high your QuicksilverOne limit could get, but if you make your first 6 monthly payments on time, you could get access to a higher credit line. Capital One is known for offering credit limit increases to cardholders who regularly use their cards and pay on time.… read full answer
The Capital One foreign transaction fee is $0 on all of its cards. This means you won’t be charged extra on transactions processed outside of the United States, whether it’s a purchase at a physical location in a foreign country, or an online transaction through an internationally-based merchant. That goes for every single Capital One credit card, from travel rewards cards like the … read full answerCapital One Venture Rewards Credit Card to cash back cards like the Capital One Quicksilver Cash Rewards Credit Card.
Even though Capital One credit card foreign transaction fees are $0, there’s still one thing you need to watch out for: Dynamic Currency Conversion (DCC). Capital One doesn’t impose this on you, but they can’t protect you from it, either, unfortunately. Dynamic currency conversion is when a merchant charges you in U.S. dollars rather than the local currency and uses an exchange much higher than the actual going rate. So make sure you pay in the local currency and refuse DCC at the point of sale, whenever a foreign merchant offers it.
As long as you avoid DCC, you won’t have to worry about extra charges when using a Capital One credit card abroad, or online with international merchants, thanks to your $0 Capital One foreign transaction fee.
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