Capital One Attn: Payment Processing PO Box 71083 Charlotte, NC 28272-1083
Capital One Attn: Payment Processing 6125 Lakeview Rd Suite 800 Charlotte, NC 28269
To make sure your payment posts as quickly as possible, write your Capital One Quicksilver account number on your check.
Please note that USPS Priority mail does not get delivered directly to a payment processing center and may not get processed the following day. If you want to ensure overnight delivery and processing, use an express mail service such as UPS, FedEx, DHL, etc. Also, keep in mind that mailing a payment can take several days, so make sure you plan it accordingly to make sure it is received on time and you avoid late fees. Capital One allows for several ways to make a credit card payment, but online payments are usually the fastest and easiest ones.
To make a Capital One Quicksilver payment online, log in to your account on capitalone.com or the Capital One mobile app and click the “Make a Payment” button. Then, choose a payment amount, payment date and the bank account from which the funds will be debited. Finally, click “Submit.” You should receive an e-mail confirming the transaction was successful.… read full answer
You can make an online payment manually each month or you can set up automatic monthly payments for a certain amount.
You can also make a Capital One Quicksilver payment by phone or by mail. For Capital One Quicksilver payments by phone, call customer service at 1 (800) 227-4825. When prompted, state that you’d like to make a payment and you’ll be connected to a customer service representative. You will need to provide your card number along with your bank’s routing number and account number.
You can pay your Capital One credit card bill in person at Capital One bank branches, and the Money Services counters in Kroger brand stores. Payments can also be made at MoneyGram and Western Union locations, which are often found inside Walmart, Rite Aid, Walgreens and Money Tree.
If you have a Capital One checking account, you can also use one of 70,000 fee-free … read full answerCapital One ATMs to deposit cash or checks. You can then make your payment online, by phone or using the mobile app. Popular locations for Capital One ATMs are Target, Walgreens and CVS.
Capital One credit card payments need to be made by 7:00 PM ET, Monday-Friday in order to post the next day. It is a good rule of thumb for any credit card to not wait until the due date to make your payment.
Here’s where you can pay your Capital One credit card bill in person:
Capital One Bank: You can pay your Capital One credit card bill in person at a branch. All Capital One bank branches are closed on Sundays and during federal holidays.
Money Services: Money Services is offered at Kroger-owned stores, including Fred Meyer, QFC, Fry’s, Ralphs, Dillon’s, City Market, Baker’s, and Smith’s, to name a few. You can pay your Capital One credit card bill with cash or a debit card when you bring your bill stub and account number. Payments for credit cards will be charged a fee (prices vary by location). Payments can be posted the same day or in up to three business days, depending on what payment options are available.
MoneyGram:Once you find a MoneyGram location near you, all you need is the account number and cash. MoneyGram has their own standalone stores. Walmart and CVS Pharmacy are the next most common locations. Be aware that in-person credit card payments using MoneyGram are cash only. There’s also a fee of $0-$9.99, depending on the location you choose.
Western Union:You will need the biller name and account number. Some participating Western Union locations accept debit cards in addition to cash. The most common locations for Western Union besides their own stores are Walgreens, U.S. Bank, and Kroger-owned stores.
Here are some other payment options:
ATM:Capital One has over 70,000 fee-free ATM locations. You can find them at select Target, Walgreens, and CVS Pharmacy locations. Check online or call customer service to find additional locations. You can use the ATM to deposit cash or checks to your Capital One checking account. Then, you can use that money to pay your Capital One credit card bill online, by phone, or mobile app.
Online: You can also make an online credit card payment by signing in to your Capital One account.
Mobile App:You can instantly deposit checks to your Capital One checking account using your mobile phone. You can also transfer money between banks with Capital One’s online banking but this takes a little longer. However, this can be a convenient option in the future once you link your bank accounts.
Mail: Lastly, you can pay your Capital One credit card bill via mail. The address is:
Attn: Payment Processing
PO Box 71083
Charlotte, NC 28272-1083
Where you decide to pay your Capital One credit card bill in person, if anywhere, depends on how strapped you are for time. You might have to pay a fee if you aren’t close to a Capital One bank, or one isn’t open. But that will certainly beat triggering a late payment fee. Make sure to bring the proper information, identification and form of payment needed.
The Capital One Quicksilver regular interest rate is 15.24% - 25.24% (V). But this card also offers intro APRs on purchases and balance transfers of 0% for 15 months. After that introductory period, Capital One Quicksilver’s APR is 15.24% - 25.24% (V).
The actual rate you’ll receive upon approval depends on factors such as your income, payment history and debt level. The card’s regular interest rate is listed on your statement, in the “Interest Charge Calculation” section under “Annual Percentage Rate (APR).” This rate applies to both purchases and balance transfers. The Capital One Quicksilver charges a separate 25.24% (V) interest rate on cash advances. There is no penalty APR for late payments.… read full answer
The Capital One Quicksilver card gives cardholders a 25-day window known as a grace period to avoid paying interest. The grace period runs from the end of a billing cycle until the due date. As long as you pay your credit card bill in full during that timeframe, there won’t be any interest charges. However, you’ll forfeit the grace period if you carry a balance to the next billing cycle. You can reinstate the grace period after you pay the entire balance for two consecutive months. The grace period does not apply to balance transfers or cash advances.
If you do carry a balance on your card, it will accrue interest daily. Interest compounds, which means you owe interest on both the principal balance and any interest already accumulated.
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