How can I get pre-approved for the Capital One Quicksilver credit card? This question is about the Capital One Quicksilver Cash Rewards Credit Card

You can get pre-approved for the Capital One Quicksilver card online. The process should only take a few minutes. You may also receive a pre-approved offer via mail. Keep in mind that the Capital One pre-approval tool is not specific to Capital One Quicksilver Card, so it will display all the eligible Capital One credit cards for which you’re likely to be approved. The results are based on a basic review of your credit. This review will result in a soft inquiry and does not affect your credit score. Here’s how to check for Capital One Quicksilver pre-approval: Visit Capital One’s pre-approval web page. Select the type of card that appeals to you: rewards (select at least this option for the Capital One Quicksilver), low interest, or you can just skip the question. Complete the form with the required personal information (such as contact details, Social Security Number, types of bank accounts in your name, employment status, total annual income, rent/mortgage payments). Check the boxes confirming you reviewed the Electronic Communications Disclosure and understood that you’re not submitting a credit card application. Click "See if I’m Pre-Approved". What you should know about Capital One Quicksilver pre-approved offers: If you’ve received a Capital One Quicksilver pre-approval offer in the mail, that means you’re already pre-approved. Capital One has initiated a soft inquiry and determined that you would likely qualify. To apply, visit Capital One’s dedicated web page and enter the reservation number and access code from the pre-approval letter. You will need this information in order to have the application flagged as pre-approved. When presented with a pre-approval offer, you will still have to submit a formal application. Keep in mind that Capital One Quicksilver pre-approval doesn’t guarantee you’ll get the card, but the odds of being approved are in your favor. When you apply, Capital One will request permission to pull your full credit report. This will result in a hard inquiry, and it may cause your credit score to temporarily drop by a few points. Capital One Quicksilver requires at least good credit for approval, so make sure you know where you stand before applying. You can check your score for free, right here on WalletHub.

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How can I get pre-approved for the Capital One Quicksilver credit card?

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This question is about the Capital One Quicksilver Cash Rewards Credit Card

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Bogdan Roberts, Credit Cards Moderator

@bogdan_roberts • 09/30/22 This answer was first published on 04/30/21 and it was last updated on 09/30/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can get pre-approved for the Capital One Quicksilver card online. The process should only take a few minutes. You may also receive a pre-approved offer via mail.

Keep in mind that the Capital One pre-approval tool is not specific to Capital One Quicksilver Card, so it will display all the eligible Capital One credit cards for which you’re likely to be approved. The results are based on a basic review of your credit. This review will result in a soft inquiry and does not affect your credit score.

Here’s how to check for Capital One Quicksilver pre-approval:

Visit Capital One’s pre-approval web page.
Select the type of card that appeals to you: rewards (select at least this option for the Capital One Quicksilver), low interest, or you can just skip the question.
Complete the form with the required personal information (such as contact details, Social Security Number, types of bank accounts in your name, employment status, total annual income, rent/mortgage payments).
Check the boxes confirming you reviewed the Electronic Communications Disclosure and understood that you’re not submitting a credit card application.
Click "See if I’m Pre-Approved".

What you should know about Capital One Quicksilver pre-approved offers:

If you’ve received a Capital One Quicksilver pre-approval offer in the mail, that means you’re already pre-approved. Capital One has initiated a soft inquiry and determined that you would likely qualify.
To apply, visit Capital One’s dedicated web page and enter the reservation number and access code from the pre-approval letter. You will need this information in order to have the application flagged as pre-approved.
When presented with a pre-approval offer, you will still have to submit a formal application.

Keep in mind that Capital One Quicksilver pre-approval doesn’t guarantee you’ll get the card, but the odds of being approved are in your favor. When you apply, Capital One will request permission to pull your full credit report. This will result in a hard inquiry, and it may cause your credit score to temporarily drop by a few points.

Capital One Quicksilver requires at least good credit for approval, so make sure you know where you stand before applying. You can check your score for free, right here on WalletHub.

Answer Question

What is the Capital One Quicksilver credit score requirement?

The Capital One Quicksilver credit score requirement is 700+. This means that you need at least good credit to get this card. Capital One also considers applicants’ income and debt when making Capital One Quicksilver card approval decisions. You can see if you pre-qualify for this card on Capital One’s dedicated webpage.

With a $0 annual fee, unlimited 1.5 - 5% cash back on every purchase and a $200 signup bonus, Capital One Quicksilver is a great rewards card.... read full answer

What to do if you don’t meet the Capital One Quicksilver credit score requirement:

If you don’t meet Capital One Quicksilver’s credit score requirements, the Capital One QuicksilverOne Cash Rewards Credit Card is easier to get. This card has the same 1.5 - 5% cash back rate as Capital One Quicksilver, but with no signup bonus and a $39 annual fee. Applicants with limited have a shot at approval, though. And if you get the Capital One QuicksilverOne, you could upgrade to the Capital One Quicksilver once your score is higher.

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How long does it take for a Capital One credit card to arrive?

It generally takes around 7 to 10 business days for a new Capital One credit card to arrive, although sometimes it can take less than that. But there is no way to request expedited shipping for new cards. To get a replacement card, on the other hand, takes 4-6 business days. Plus, if you pay for expedited delivery, it will only take 2-3 business days. ... read full answer

Here’s how long it takes for a Capital One credit card to arrive:

New cards take around 7-10 business days to arrive, following account approval. You can’t pay to speed this up.

Replacement cards take 4-6 business days to arrive. You can cut that timeframe in half by paying the expedited delivery fee.

You may receive a decision instantly. However, sometimes it can take 7-10 business days for Capital One to process your application.

You can expect to have your Capital One credit card in hand anywhere from 2 weeks to a month after you apply.

Eligible cardholders can use their Capital One credit card before it arrives if they download the Capital One app. The app shows you all the card details. Keep in mind that not everyone is eligible for this feature.

If you’re in the market for a Capital One credit card, there are plenty of good options. You can check out our editors’ latest picks for the best among them and weigh your options.

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What is the Capital One Quicksilver credit limit?

The Capital One Quicksilver credit limit depends on your income, creditworthiness and payment history. According to anecdotal reports, the card’s credit limit can be as low as $750 and as high as $10,000. However, Capital One does not list a minimum or maximum credit limit in the card’s terms and conditions.

If you want to aim for a higher credit limit, there are a number of areas you should focus on improving.... read full answer

Biggest Factors Affecting Capital One Quicksilver Credit Limits

Your payment history. If you’ve consistently paid your bills on time, creditors will view you as more trustworthy and will be more likely to extend you higher credit lines.

Income and assets vs. existing debt. The more money you have available for bill payments, the more comfortable a lender will feel.

Rent or mortgage payments. If these payments take up too much of your monthly income, you’ll have less to spend on credit card bills.

You need at least good credit to get approved. The better your credit is, the higher you can expect your spending limit to be.

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