You can get pre-approved for the Capital One Quicksilver card online. The process should only take a few minutes. You may also receive a pre-approved offer via mail.
Keep in mind that the Capital One pre-approval tool is not specific to Capital One Quicksilver card, so it will display all the eligible Capital One credit cards for which you’re likely to be approved. The results are based on a basic review of your credit. This review will result in a soft inquiry and does not affect your credit score.
How to Check for Capital One Quicksilver Pre-Approval
Select the type of card that appeals to you: travel rewards (select at least this option for the Capital One Quicksilver), low interest, or you can just skip the question.
Complete the form with the required personal information (such as contact details, Social Security Number, types of bank accounts in your name, employment status, total annual income, rent/mortgage payments).
Check the boxes confirming you reviewed the Electronic Communications Disclosure and understood that you’re not submitting a credit card application.
Click "See if I’m Pre-Approved."
What to Know About Capital One Quicksilver Pre-Approved Offers
If you’ve received a Capital One Quicksilver pre-approval offer in the mail, that means you’re already pre-approved. Capital One has initiated a soft inquiry and determined that you would likely qualify.
To apply, visit Capital One’s dedicated web page and enter the reservation number and access code from the pre-approval letter. You will need this information in order to have the application flagged as pre-approved.
When presented with a pre-approval offer, you will still have to submit a formal application.
It’s also worth noting that Capital One Quicksilver requires at least good credit for approval. If you don’t know where you stand, you can check your score for free, right here on WalletHub.
The Capital One Quicksilver credit score requirement is 700+, which means you need good to excellent credit to get this card. Capital One will also consider your income and debt when making approval decisions for the Capital One Quicksilver card. You can see if you pre-qualify for this card on Capital One’s dedicated webpage.
With a $0 annual fee, unlimited 1.5 - 5% cash back on every purchase and a $200 signup bonus, Capital One Quicksilver is a great rewards card.
It generally takes around 7 to 10 business days for a new Capital One credit card to arrive, although sometimes it can take less than that. Just note that there is no way to request expedited shipping for new cards. To get a replacement card, on the other hand, takes 4-6 business days. Plus, if you pay for expedited delivery, it will only take 2-3 business days.
The Capital One Quicksilver credit limit depends on your income, creditworthiness and payment history, which are evaluated once you apply for the card. According to anecdotal reports, the card’s credit limit can be as low as $750 and as high as $10,000. However, Capital One does not list a minimum or maximum credit limit in the card’s terms and conditions.
If you want to aim for a higher credit limit, there are a number of areas...
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