Capital One Quicksilver does not offer a price protection benefit. Price protection reimburses cardholders who purchase an item with an eligible card and later find a lower price for that same item. Customers must find the lower price within a certain number of days from the original purchase date. Specific terms depend on the network and/or the card issuer.
Quicksilver and other Capital One cards on the Visa network do not have price protection and have never had it in the past. Mastercard ended price protection on its cards in July 2019. As a result, the benefit is no longer available on any Capital One credit cards.
Overall, credit card price protection benefits are becoming harder to find. That’s because price-tracking technology has made it easier for cardholders to file price protection claims. Price-tracking apps from retailers such as Amazon and Walmart compare prices and alert consumers of price changes on countless items in hundreds of categories. Then there’s apps like Earny that link to your credit card and scan your charges. If it finds a purchased item is selling for less than you paid for it, it will submit the claim to the credit card company for you.
Prior to these technological advances, cardholders had to manually track and research prices and file a claim within the time limit. Most found it tedious and chose not to take the time and effort to submit a claim. Now, the increase in price protection claim payouts has made the benefit too expensive for credit card companies to maintain. Several issuers have since reduced their price protection benefits or dropped the program altogether. American Express, Chase and Discover no longer offer price protection benefits. Citi will drop its Price Rewind program in September 2019.
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