Capital One Quicksilver offers purchase protection only through the card's Visa Signature version. It is not available on the Quicksilver Visa Platinum card. Applicants with strong credit may be approved for the Visa Signature card and a minimum $5,000 credit limit. Capital One will issue the Visa Platinum card to applicants who are approved for a credit limit less than $5,000.… read full answer
Capital One Quicksilver Visa Signature purchase protection covers items against damage and theft for 90 days after the purchase date. You’re covered for replacement, repair, or reimbursement of the original purchase price.
Choose “Lock Card” from the menu and confirm that you want to lock that account.
From that point onward, no one will be able to make new purchases using the account, including you and any authorized users. You can choose to lock your card only for certain users, too, according to Capital One representatives.
The Capital One credit card lock (sometimes called a “freeze”) will also block any recurring charges you have set up on your account, so you should make sure those get paid an alternate way. However, the lock does not prevent you from paying your credit card bill.
When Locking Your Capital One Credit Card is a Good Idea
The main reasons you would want to lock your card are to keep yourself from overspending, to guard against fraudulent use, or to temporarily block authorized users from making purchases. You can undo your lock on a Capital One credit card any time by following the same steps you used to set it up.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.